What is Small Business and Group Health Insurance?
The Affordable Care Act (sometimes called the health care law, or ACA) established the Small Business Health Options Program (SHOP) for small employers (with 1 - 50 full-time equivalent employees) that want to provide health and dental coverage to their employees.
For coverage starting January 1, 2018, employers can enroll in SHOP through private insurance companies, or with the help of a SHOP-registered agent or broker. SHOP plans are generally the only way to qualify for the Small Business Health Care Tax Credit to lower premium costs.
Why Provide Health Insurance to Your Employees?
Providing health insurance is an excellent benefit for employees, who might otherwise buy their own health insurance or work for a competitor who offers coverage.Health Insurance premiums obtained by small business tend to be superior to those obtained by individual employees on their own. Learn More>>
Tax Credits for Employers
The Affordable Care Act will provides tax credits to small businesses who provide healthcare coverage to their employees. Learn more about the tax benefits of providing health insurance to your employees.
An unfamiliar term is arising in the small business health insurance market. Industry analysts are asking whether small businesses will “self-insure” rather than offer their employees a qualified health plan under the Affordable Care Act. Small businesses, in response, are asking what it means to self-insure.
Find Plans By State
Available health insurance plans will vary from state to state.
Find your state to compare plans online and find the right plan for you and your family.
HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, Medicaid or an individual health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan.