Short Term Health Insurance - Temporary Coverage Health Plans - Healthpocket

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Why Choose Short Term Coverage?

Short Term Health Insurance may be for you if you are looking for a major medical health insurance plan, but do not want or can’t afford an Obamacare (ACA) plan. Short Term Health Insurance plans typically last less than a year (varying by state) and offer the core benefits expected of a traditional health plan. With Short Term Health Insurance plans you will often see a much lower premium than Obamacare, but they do not include all of the ten “essential health benefits” associated with ACA plans. Also, eligibility of coverage is based on underwriting questions.

Is Short Term Coverage for You?

A short term plan might be right for you if:

  • You do not qualify for a subsidy or cannot afford an Obamacare plan.
  • You're in between jobs and have not elected COBRA
  • Are waiting for coverage from your group health plan
  • Are waiting to enroll in an ACA plan
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Available health insurance plans will vary from state to state.

Find your state to compare plans online and find the right plan for you and your family.

HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, Medicaid or an individual health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan.