Find 2019 Medicare Plans in Minnesota - MN Medicare Insurance Overview

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Minnesota Medicare Insurance

Medicare in Minnesota

Medicare offers healthcare coverage to Minnesota residents age 65 or older, or to those Minnesota residents that suffer from certain medical disabilities. In 2016, 882,000 people are enrolled in Medicare in Minnesota, accounting for 16.2% of the population in Minnesota. In 2009 an average of about $8,941 was spent per Medicare enrollee in Minnesota, approximately 13.74% lower than the national average of $10,365. Between 2015 to 2030 the number of seniors in Minnesota is expected to rise by an estimated 54.07% according to calculations based off of the 2000 Census. Thus, the number of Medicare enrollees in the state is also projected to grow.

Local Medicare Resources

Medicare beneficiaries and their caregivers in Minnesota can receive free, confidential, and unbiased one-on-one health insurance counseling through the State Health Insurance and Assistance Program (SHIP). Senior Medicare Patrol (SMP) is another program which aims to empower seniors to identify, help prevent, and report instances of Medicare waste, fraud and/or abuse.

Types of Medicare Coverage

When you are eligible for Medicare you may sign up for Original Medicare (Part A & Part B), which cover hospital services and medical services, respectively, or you may enroll in a Medicare Advantage Plan (Medicare Part C). If you sign up for Original Medicare you also have the option to purchase a separate or stand alone prescription drug plan (Part D). Medicare Advantage and Medicare Part D insurance plans are sold by private insurance companies that have a contract with Medicare. Original Medicare offers its beneficiaries flexibility in choosing their providers and you are not limited to a network. However, there is no limit on out-of-pocket medical expenses and you must always pay 20% coinsurance for medical service costs. For most Medicare beneficiaries, Part A is already paid through paycheck deductions during their working years (or their spouse's) but most Medicare beneficiaries pay premiums for Part B unless they qualify for financial assistance. Medicare Advantage plans require you to stay in network but some plans will also cover out-of-network care at a higher cost. Many Medicare Advantage plans also include additional health benefits such as vision, dental, or hearing coverage and you have the option to purchase a Medicare Advantage plan with prescription drug coverage (MAPD) in almost all states.

Minnesota 2017 Medicare Advantage Plans at a glance

Using CMS data HealthPocket found that:

  • The average total monthly premium for a 2017 Medicare Advantage plan in Minnesota is $107.48, 72.02% greater than the national average of $62.48. 3.1% of 2017 Medicare Part C insurance plans in Minnesota have a $0 monthly premium.
  • The maximum possible annual drug deductible in any 2017 Medicare Advantage plan with a drug component is $400, but in Minnesota the average annual drug deductible for Medicare Part C insurance plans with drug components is $217.65. 15.08% of 2017 Medicare Part C insurance plans with a drug component in Minnesota have a $0 annual drug deductible.
  • The average total monthly premium for a 2017 Medicare Advantage plan without a drug component in Minnesota is $65.24. 9.41% of 2017 Medicare Part C insurance plans without a drug component in Minnesota have a $0 monthly premium.
  • The average medical out-of-pocket limit for 2017 Medicare Part C insurance plans in Minnesota is $3,784.02. 69.64% of 2017 Medicare Advantage plans in Minnesota had a medical out-of-pocket limit of $3,400 or less.

To assist seniors in choosing Medicare plans, CMS assigns star ratings to Medicare Part C and Part D plans each year based on preventive care, chronic condition management, customer service, member satisfaction, and drug pricing. Ratings range from 1 star (a poor plan) to 5 stars (an excellent plan).

  • The average overall CMS star rating assigned to Medicare Part C insurance plans in Minnesota was 4.6 stars in 2017.
  • Among Minnesota's 2017 Medicare Advantage plans with CMS star ratings:
    • 32.93% earned a score of 5 stars
    • 56.4% earned a score of 4 or 4.5 stars
    • 9.46% earned a score of 3 or 3.5 stars
    • 1.21% of plans are “Not enough data available” or “Too new to be measured”.

Sources:

Data on Medicare eligibility, enrollment, and spending by state from Kaiser Family Foundation

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Minnesota Medicare Insurance Companies

There are 19 Medicare insurance providers that offer affordable and comprehensive Medicare insurance in Minnesota. Of these, the companies that offer the largest variety of plans to choose from are Medica, Ucare, and Humana. In Minnesota,Medica has the largest selection of Medicare Advantage plans while Humana offers the most Medicare Part D plans. The following are all medicare insurance providers in Minnesota:

Medica

17 Plans

Ucare

11 Plans

Humana

10 Plans

Senior Preferred

4 Plans

Allina Health Aetna Medicare

4 Plans

WellCare

3 Plans

Cigna

3 Plans

UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY

2 Plans

OMAHA HEALTH INSURANCE COMPANY

2 Plans

Aetna

2 Plans

2019 Featured Medicare Plans in Minnesota

There are 93 medicare plans in Minnesota. The following are the 10 highest rated medicare plans in Minnesota based on their CMS rating for the plan's overall quality.

Monthly CostPlan NameCMS Rating
from $20Senior Preferred - Gundersen MN Senior Preferred Value (no Rx) (HMO) - Fillmore County
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from $37Senior Preferred - Gundersen MN Senior Preferred Value (w/Rx) (HMO) - Fillmore County
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from $37Wellmark Blue Cross and Blue Shield - MedicareBlue Rx Standard (PDP)
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from $89Wellmark Blue Cross and Blue Shield - MedicareBlue Rx Premier (PDP)
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from $110Senior Preferred - Gundersen MN Senior Preferred Elite (no Rx) (HMO) - Fillmore County
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from $139Senior Preferred - Gundersen MN Senior Preferred Elite (w/Rx) (HMO) - Fillmore County
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from $0Ucare - UCare Prime (HMO-POS) - Anoka County
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from $0Blue Cross Blue Shield of Minnesota - Blue Cross Medicare Advantage Core (PPO) - Blue Earth County
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from $9HealthPartners - HealthPartners Journey Pace (PPO) - Anoka County
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from $29Blue Cross Blue Shield of Minnesota - Platinum Blue Core Plan (Cost) - Aitkin County
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See all Medicare plans in Minnesota

Minnesota Featured Medicare Plans for Managing High Blood Pressure

The following are the 5 highest rated medicare plans in Minnesota based on their CMS rating for the plan's ability for controlling high blood pressure.

Monthly CostPlan NameCMS Rating
from $97Humana - Humana Gold Choice H8145-089 (PFFS) - Blue Earth County
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from $107Humana - HumanaChoice H5216-063 (PPO) - Aitkin County
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from $87Humana - HumanaChoice H5216-167 (PPO) - Aitkin County
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from $87Humana - HumanaChoice H5216-080 (PPO) - Aitkin County
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from $28Humana - Humana Value Plus H5216-176 (PPO) - Aitkin County
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Minnesota Featured Medicare Plans for Managing Diabetes

The following are the 5 highest rated medicare plans in Minnesota based on their CMS rating for the plan's ability for diabetes care including: eye exam, kidney disease monitoring, blood sugar controlled and cholesterol controlled.

Monthly CostPlan NameCMS Rating
from $97Humana - Humana Gold Choice H8145-089 (PFFS) - Blue Earth County
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from $168HealthPartners - HealthPartners Freedom Ultimate (Cost) - Aitkin County
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from $167Blue Cross Blue Shield of Minnesota - Blue Cross Medicare Advantage Complete (PPO) - Anoka County
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from $136HealthPartners - HealthPartners Freedom Balance with Rx (Cost) - Aitkin County
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from $130HealthPartners - HealthPartners Journey Steady (PPO) - Anoka County
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Minnesota Featured Medicare Plans for Managing Rheumatoid Arthritis

The following are the 5 highest rated medicare plans in Minnesota based on their CMS rating for the plan's ability for rheumatoid arthritis management.

Monthly CostPlan NameCMS Rating
from $97Humana - Humana Gold Choice H8145-089 (PFFS) - Blue Earth County
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from $107Humana - HumanaChoice H5216-063 (PPO) - Aitkin County
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from $87Humana - HumanaChoice H5216-167 (PPO) - Aitkin County
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from $87Humana - HumanaChoice H5216-080 (PPO) - Aitkin County
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from $28Humana - Humana Value Plus H5216-176 (PPO) - Aitkin County
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Minnesota Featured Medicare Plans for Managing Osteoporosis

The following are the 5 highest rated medicare plans in Minnesota based on their CMS rating for the plan's ability for osteoporosis management.

Monthly CostPlan NameCMS Rating
from $250Ucare - UCare Total (HMO-POS) - Anoka County
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from $180Ucare - UCare Classic (HMO-POS) - Anoka County
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from $168HealthPartners - HealthPartners Freedom Ultimate (Cost) - Aitkin County
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from $167Blue Cross Blue Shield of Minnesota - Blue Cross Medicare Advantage Complete (PPO) - Anoka County
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from $136HealthPartners - HealthPartners Freedom Balance with Rx (Cost) - Aitkin County
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Most Popular Medicare Doctors in Minnesota

The following are the most popular medicare doctors in Minnesota based on the provider utilization and payment data published by the U.S. Department of Health & Human Services.

NameSpecialtyLocation
RadiologySAINT CLOUD, MN
PathologyROCHESTER, MN
RadiologyROBBINSDALE, MN
RadiologyMAPLEWOOD, MN
Thoracic Surgery (Cardiothoracic Vascular Surgery)BIRMINGHAM, AL
SurgeryROCHESTER, MN
SurgeryROCHESTER, MN
RadiologyWACONIA, MN
OphthalmologyBRAINERD, MN
Orthopaedic SurgerySPRING LAKE PARK, MN
See all doctors accepting Medicare in Minnesota

Browse Medicare Plans by Cities

  1. Minneapolis, MN
  2. Saint Paul, MN
  3. Rochester, MN
  4. Duluth, MN
  5. Bloomington, MN
  6. Brooklyn Park, MN
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