Find 2018 Medicare Plans in Minnesota - MN Medicare Insurance Overview

Compare every Medicare plan in your area

Minnesota Medicare Insurance

Medicare in Minnesota

Medicare offers healthcare coverage to Minnesota residents age 65 or older, or to those Minnesota residents that suffer from certain medical disabilities. In 2016, 882,000 people are enrolled in Medicare in Minnesota, accounting for 16.2% of the population in Minnesota. In 2009 an average of about $8,941 was spent per Medicare enrollee in Minnesota, approximately 13.74% lower than the national average of $10,365. Between 2015 to 2030 the number of seniors in Minnesota is expected to rise by an estimated 54.07% according to calculations based off of the 2000 Census. Thus, the number of Medicare enrollees in the state is also projected to grow.

Local Medicare Resources

Medicare beneficiaries and their caregivers in Minnesota can receive free, confidential, and unbiased one-on-one health insurance counseling through the State Health Insurance and Assistance Program (SHIP). Senior Medicare Patrol (SMP) is another program which aims to empower seniors to identify, help prevent, and report instances of Medicare waste, fraud and/or abuse.

Types of Medicare Coverage

When you are eligible for Medicare you may sign up for Original Medicare (Part A & Part B), which cover hospital services and medical services, respectively, or you may enroll in a Medicare Advantage Plan (Medicare Part C). If you sign up for Original Medicare you also have the option to purchase a separate or stand alone prescription drug plan (Part D). Medicare Advantage and Medicare Part D insurance plans are sold by private insurance companies that have a contract with Medicare. Original Medicare offers its beneficiaries flexibility in choosing their providers and you are not limited to a network. However, there is no limit on out-of-pocket medical expenses and you must always pay 20% coinsurance for medical service costs. For most Medicare beneficiaries, Part A is already paid through paycheck deductions during their working years (or their spouse's) but most Medicare beneficiaries pay premiums for Part B unless they qualify for financial assistance. Medicare Advantage plans require you to stay in network but some plans will also cover out-of-network care at a higher cost. Many Medicare Advantage plans also include additional health benefits such as vision, dental, or hearing coverage and you have the option to purchase a Medicare Advantage plan with prescription drug coverage (MAPD) in almost all states.

Minnesota 2017 Medicare Advantage Plans at a glance

Using CMS data HealthPocket found that:

  • The average total monthly premium for a 2017 Medicare Advantage plan in Minnesota is $107.48, 72.02% greater than the national average of $62.48. 3.1% of 2017 Medicare Part C insurance plans in Minnesota have a $0 monthly premium.
  • The maximum possible annual drug deductible in any 2017 Medicare Advantage plan with a drug component is $400, but in Minnesota the average annual drug deductible for Medicare Part C insurance plans with drug components is $217.65. 15.08% of 2017 Medicare Part C insurance plans with a drug component in Minnesota have a $0 annual drug deductible.
  • The average total monthly premium for a 2017 Medicare Advantage plan without a drug component in Minnesota is $65.24. 9.41% of 2017 Medicare Part C insurance plans without a drug component in Minnesota have a $0 monthly premium.
  • The average medical out-of-pocket limit for 2017 Medicare Part C insurance plans in Minnesota is $3,784.02. 69.64% of 2017 Medicare Advantage plans in Minnesota had a medical out-of-pocket limit of $3,400 or less.

To assist seniors in choosing Medicare plans, CMS assigns star ratings to Medicare Part C and Part D plans each year based on preventive care, chronic condition management, customer service, member satisfaction, and drug pricing. Ratings range from 1 star (a poor plan) to 5 stars (an excellent plan).

  • The average overall CMS star rating assigned to Medicare Part C insurance plans in Minnesota was 4.6 stars in 2017.
  • Among Minnesota's 2017 Medicare Advantage plans with CMS star ratings:
    • 32.93% earned a score of 5 stars
    • 56.4% earned a score of 4 or 4.5 stars
    • 9.46% earned a score of 3 or 3.5 stars
    • 1.21% of plans are “Not enough data available” or “Too new to be measured”.

Sources:

Data on Medicare eligibility, enrollment, and spending by state from Kaiser Family Foundation

See More ▼Collapse ▲

Minnesota Medicare Insurance Companies

There are 18 Medicare insurance providers that offer affordable and comprehensive Medicare insurance in Minnesota. Of these, the companies that offer the largest variety of plans to choose from are Medica, HealthPartners, and Humana. In Minnesota,. The following are all medicare insurance providers in Minnesota:

Medica

12 Plans

Humana

8 Plans

Ucare

6 Plans

Senior Preferred

4 Plans

WellCare

2 Plans

EssentiaCare

2 Plans

Cigna

2 Plans

MERIT HEALTH INSURANCE COMPANY

1 Plans

Aetna

1 Plans

2018 Featured Medicare Plans in Minnesota

There are 71 medicare plans in Minnesota. The following are the 10 highest rated medicare plans in Minnesota based on their CMS rating for the plan's overall quality.

Monthly CostPlan NameCMS Rating
from $29Blue Cross Blue Shield of Minnesota - Platinum Blue Core Plan (Cost) - Aitkin County
Remove X
Details
from $37Wellmark Blue Cross and Blue Shield - MedicareBlue Rx Standard (PDP)
Remove X
Details
from $49Blue Cross Blue Shield of Minnesota - Platinum Blue Core Plan with Rx (Cost) - Aitkin County
Remove X
Details
from $74Blue Cross Blue Shield of Minnesota - Platinum Blue Choice Plan (Cost) - Aitkin County
Remove X
Details
from $100Wellmark Blue Cross and Blue Shield - MedicareBlue Rx Premier (PDP)
Remove X
Details
from $108Blue Cross Blue Shield of Minnesota - Platinum Blue Choice Plan with Rx (Cost) - Aitkin County
Remove X
Details
from $145Blue Cross Blue Shield of Minnesota - Platinum Blue Complete Plan (Cost) - Aitkin County
Remove X
Details
from $197Blue Cross Blue Shield of Minnesota - Platinum Blue Complete Plan with Rx (Cost) - Aitkin County
Remove X
Details
from $5Ucare - UCare for Seniors Prime (HMO-POS) - Anoka County
Remove X
Details
from $28Senior Preferred - Gundersen MN Senior Preferred Value (no Rx) (HMO) - Fillmore County
Remove X
Details
See all Medicare plans in Minnesota

Minnesota Featured Medicare Plans for Managing High Blood Pressure

The following are the 5 highest rated medicare plans in Minnesota based on their CMS rating for the plan's ability for controlling high blood pressure.

Monthly CostPlan NameCMS Rating
from $195Senior Preferred - Gundersen MN Senior Preferred Elite (w/Rx) (HMO) - Fillmore County
Remove X
Details
from $133Senior Preferred - Gundersen MN Senior Preferred Elite (no Rx) (HMO) - Fillmore County
Remove X
Details
from $81Senior Preferred - Gundersen MN Senior Preferred Value (w/Rx) (HMO) - Fillmore County
Remove X
Details
from $28Senior Preferred - Gundersen MN Senior Preferred Value (no Rx) (HMO) - Fillmore County
Remove X
Details
from $97Humana - Humana Gold Choice H8145-089 (PFFS) - Blue Earth County
Remove X
Details

Minnesota Featured Medicare Plans for Managing Diabetes

The following are the 5 highest rated medicare plans in Minnesota based on their CMS rating for the plan's ability for diabetes care including: eye exam, kidney disease monitoring, blood sugar controlled and cholesterol controlled.

Monthly CostPlan NameCMS Rating
from $117EssentiaCare - EssentiaCare Grand (PPO) - Aitkin CountyNot Rated
Remove X
Details
from $41EssentiaCare - EssentiaCare Secure (PPO) - Aitkin CountyNot Rated
Remove X
Details
from $375HealthPartners - HealthPartners Freedom Ultimate with Enhanced Rx (Cost) - Aitkin County
Remove X
Details
from $232HealthPartners - HealthPartners Freedom Ultimate with Rx (Cost) - Aitkin County
Remove X
Details
from $164HealthPartners - HealthPartners Freedom Ultimate (Cost) - Aitkin County
Remove X
Details

Minnesota Featured Medicare Plans for Managing Rheumatoid Arthritis

The following are the 5 highest rated medicare plans in Minnesota based on their CMS rating for the plan's ability for rheumatoid arthritis management.

Monthly CostPlan NameCMS Rating
from $97Humana - Humana Gold Choice H8145-089 (PFFS) - Blue Earth County
Remove X
Details
from $107Humana - HumanaChoice H5216-063 (PPO) - Aitkin County
Remove X
Details
from $87Humana - HumanaChoice H5216-080 (PPO) - Aitkin County
Remove X
Details
from $29Humana - HumanaChoice H5216-092 (PPO) - Aitkin County
Remove X
Details
from $0Humana - HumanaChoice H5216-086 (PPO) - Aitkin County
Remove X
Details

Minnesota Featured Medicare Plans for Managing Osteoporosis

The following are the 5 highest rated medicare plans in Minnesota based on their CMS rating for the plan's ability for osteoporosis management.

Monthly CostPlan NameCMS Rating
from $117EssentiaCare - EssentiaCare Grand (PPO) - Aitkin CountyNot Rated
Remove X
Details
from $41EssentiaCare - EssentiaCare Secure (PPO) - Aitkin CountyNot Rated
Remove X
Details
from $210Medica - Medica Prime Solution Enhanced w/Rx 2 (Cost) - Aitkin County
Remove X
Details
from $192Medica - Medica Prime Solution Enhanced w/Rx (Cost) - Aitkin County
Remove X
Details
from $157Medica - Medica Prime Solution Enhanced (Cost) - Aitkin County
Remove X
Details

Most Popular Medicare Doctors in Minnesota

The following are the most popular medicare doctors in Minnesota based on the provider utilization and payment data published by the U.S. Department of Health & Human Services.

NameSpecialtyLocation
RadiologySAINT CLOUD, MN
PathologyROCHESTER, MN
RadiologyROBBINSDALE, MN
RadiologyMAPLEWOOD, MN
Thoracic Surgery (Cardiothoracic Vascular Surgery)BIRMINGHAM, AL
SurgeryROCHESTER, MN
SurgeryROCHESTER, MN
RadiologyWACONIA, MN
OphthalmologyBRAINERD, MN
Orthopaedic SurgerySPRING LAKE PARK, MN
See all doctors accepting Medicare in Minnesota

Browse Medicare Plans by Cities

  1. Minneapolis, MN
  2. Saint Paul, MN
  3. Rochester, MN
  4. Duluth, MN
  5. Bloomington, MN
  6. Brooklyn Park, MN
See all cities in Minnesota

Related Articles

Related Search

{"globalPhoneNumber":"8009316467","helpInfo":{"phone":"8009316467","analyticsInfo":{"pageType":"content","productLine":"medicare","phone":"8009316467"}}}