Find 2019 Medicare Plans in Kansas - KS Medicare Insurance Overview

Medicare Insurance in Kansas

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Kansas Medicare Insurance

Kansas Medical Insurance Stats

Medicare in Kansas

Medicare offers healthcare coverage to Kansas residents age 65 or older, or to those Kansas residents that suffer from certain medical disabilities. In 2016, 476,000 people are enrolled in Medicare in Kansas, accounting for 16.7% of the population in Kansas. In 2009 approximately $9,423 was spent per Medicare enrollee in Kansas, about 9.09% lower than the national average of $10,365. From 2015 to 2030 the number of seniors in Kansas is projected to rise by an estimated 41.3% according to calculations based off of the 2000 Census. Thus, the number of Medicare beneficiaries in Kansas is also expected to grow.

Local Medicare Resources

Medicare beneficiaries and their caregivers can receive free, unbiased, and personal health insurance counseling from the Senior Health Insurance Counseling for Kansas (SHICK) program. Senior Medicare Patrol (SMP) is another program which aims to educate and also empower consumers on how to identify, avoid, and report instances of Medicare waste, fraud and/or abuse.

Types of Medicare Coverage

When you are eligible for Medicare you may sign up for Original Medicare (Part A & Part B), which cover hospital services and medical services, respectively, or you may enroll in a Medicare Advantage Plan (Medicare Part C). If you sign up for Original Medicare you also have the option to purchase a separate or stand alone prescription drug plan (Part D). Medicare Advantage and Medicare Part D insurance plans are sold by private insurance companies that have a contract with Medicare. Original Medicare offers its beneficiaries flexibility in choosing their providers and you are not limited to a network. However, there is no limit on out-of-pocket medical expenses and you must always pay 20% coinsurance for medical service costs. For most Medicare beneficiaries, Part A is already paid through paycheck deductions during their working years (or their spouse's) but most Medicare beneficiaries pay premiums for Part B unless they qualify for financial assistance. Medicare Advantage plans require you to stay in network but some plans will also cover out-of-network care at a higher cost. Many Medicare Advantage plans also include additional health benefits such as vision, dental, or hearing coverage and you have the option to purchase a Medicare Advantage plan with prescription drug coverage (MAPD) in almost all states.

Kansas 2017 Medicare Advantage Plans at a glance

Using CMS data HealthPocket found that:

  • The average total monthly premium for a 2017 Medicare Advantage plan in Kansas is $68.01, 8.85% greater than the national average of $62.48. 28.07% of 2017 Medicare Part C insurance plans in Kansas have a $0 monthly premium.
  • The maximum possible annual drug deductible in any 2017 Medicare Advantage plan with a drug component is $350, but in Kansas the average annual drug deductible for Medicare Part C insurance plans with drug components is $225.5. 20% of 2017 Medicare Part C insurance plans with a drug component in Kansas have a $0 annual drug deductible.
  • The average total monthly premium for a 2017 Medicare Advantage plan without a drug component in Kansas is $27.39. 47.64% of 2017 Medicare Part C insurance plans without a drug component in Kansas have a $0 monthly premium.
  • The average medical out-of-pocket limit for 2017 Medicare Part C insurance plans in Kansas is $5,847.69. 0.19% of 2017 Medicare Advantage plans in Kansas had a medical out-of-pocket limit of $3,400 or less.

To assist seniors in choosing Medicare plans, CMS assigns star ratings to Medicare Part C and Part D plans each year based on preventive care, chronic condition management, customer service, member satisfaction, and drug pricing. Ratings range from 1 star (a poor plan) to 5 stars (an excellent plan).

  • The average overall CMS star rating assigned to Medicare Part C insurance plans in Kansas was 3.4 stars in 2017.
  • Among Kansas's 2017 Medicare Advantage plans with CMS star ratings:
    • 0.58% earned a score of 5 stars
    • 14.42% earned a score of 4 or 4.5 stars
    • 84.21% earned a score of 3 or 3.5 stars
    • 0.78% of plans are “Not enough data available” or “Too new to be measured”.

Sources:

Data on Medicare eligibility, enrollment, and spending by state from Kaiser Family Foundation

There are 18 Medicare insurance providers that offer affordable and comprehensive Medicare insurance in Kansas. Of these, the companies that offer the largest variety of plans to choose from are Humana, UnitedHealthcare, and Aetna. In Kansas,Humana has the largest selection of Medicare Advantage plans while Humana offers the most Medicare Part D plans. The following are all medicare insurance providers in Kansas:

Humana

20 Plans

Aetna

9 Plans

Rocky Mountain Health Plans

5 Plans

WellCare

3 Plans

UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY

2 Plans

OMAHA HEALTH INSURANCE COMPANY

2 Plans

allwell

1 Plans

Lasso Healthcare

1 Plans

Rocky Mountain Plus Plan (Cost)
TYPE:CostCOST:from $185Not Rated
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Rocky Mountain Standard Plan (Cost)
TYPE:CostCOST:from $95Not Rated
Select
Rocky Mountain Thrifty Plan (Cost)
TYPE:CostCOST:from $55Not Rated
Select
Rocky Mountain Green Plan (Cost)
TYPE:CostCOST:from $35Not Rated
Select
Rocky Mountain Basic Plan (Cost)
TYPE:CostCOST:from $10Not Rated
Select

HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, Medicaid or an individual health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is a wholly owned subsidiary of Health Plan Intermediaries Holdings LLC (NASDAQ: HIIQ)