Find 2019 Medicare Plans in Indiana - IN Medicare Insurance Overview

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Indiana Medicare Insurance

Medicare in Indiana

Medicare offers healthcare coverage to Indiana residents age 65 or older, or to those Indiana residents that suffer from certain medical disabilities. In 2016, 1,123,000 people are enrolled in Medicare in Indiana, accounting for 17.2% of the population in Indiana. In 2009 approximately $9,843 was spent per Medicare enrollee in Indiana, about 5.04% lower than the national average of $10,365. From 2015 to 2030 the senior population in Indiana is projected to increase by an estimated 35.91% according to calculations based off of the 2000 Census. Thus, the number of Medicare beneficiaries in Indiana is also expected to grow.

Local Medicare Resources

Medicare beneficiaries and caregivers can receive free, unbiased health insurance counseling through Indiana’s Senior Health Insurance Program (SHIP). Senior Medicare Patrol (SMP) is another program which aims to educate and also empower Medicare beneficiaries to identify, avoid, and report instances of Medicare waste, fraud and/or abuse.

Types of Medicare Coverage

When you are eligible for Medicare you may sign up for Original Medicare (Part A & Part B), which cover hospital services and medical services, respectively, or you may enroll in a Medicare Advantage Plan (Medicare Part C). If you sign up for Original Medicare you also have the option to purchase a separate or stand alone prescription drug plan (Part D). Medicare Advantage and Medicare Part D insurance plans are sold by private insurance companies that have a contract with Medicare. Original Medicare offers its beneficiaries flexibility in choosing their providers and you are not limited to a network. However, there is no limit on out-of-pocket medical expenses and you must always pay 20% coinsurance for medical service costs. For most Medicare beneficiaries, Part A is already paid through paycheck deductions during their working years (or their spouse's) but most Medicare beneficiaries pay premiums for Part B unless they qualify for financial assistance. Medicare Advantage plans require you to stay in network but some plans will also cover out-of-network care at a higher cost. Many Medicare Advantage plans also include additional health benefits such as vision, dental, or hearing coverage and you have the option to purchase a Medicare Advantage plan with prescription drug coverage (MAPD) in almost all states.

Indiana 2017 Medicare Advantage Plans at a glance

Using CMS data HealthPocket found that:

  • The average total monthly premium for a 2017 Medicare Advantage plan in Indiana is $43.87, 29.79% less than the national average of $62.48. 30.12% of 2017 Medicare Part C insurance plans in Indiana have a $0 monthly premium.
  • The maximum possible annual drug deductible in any 2017 Medicare Advantage plan with a drug component is $400, but in Indiana the average annual drug deductible for Medicare Part C insurance plans with drug components is $148.24. 47.36% of 2017 Medicare Part C insurance plans with a drug component in Indiana have a $0 annual drug deductible.
  • The average total monthly premium for a 2017 Medicare Advantage plan without a drug component in Indiana is $5.5. 91.67% of 2017 Medicare Part C insurance plans without a drug component in Indiana have a $0 monthly premium.
  • The average medical out-of-pocket limit for 2017 Medicare Part C insurance plans in Indiana is $5,579.42. 0.54% of 2017 Medicare Advantage plans in Indiana had a medical out-of-pocket limit of $3,500 or less.

To assist seniors in choosing Medicare plans, CMS assigns star ratings to Medicare Part C and Part D plans each year based on preventive care, chronic condition management, customer service, member satisfaction, and drug pricing. Ratings range from 1 star (a poor plan) to 5 stars (an excellent plan).

  • The average overall CMS star rating assigned to Medicare Part C insurance plans in Indiana was 3.7 stars in 2017.
  • Among Indiana's 2017 Medicare Advantage plans with CMS star ratings:
    • 41.12% earned a score of 4 or 4.5 stars
    • 40.04% earned a score of 3 or 3.5 stars
    • 18.85% of plans are “Not enough data available” or “Too new to be measured”.

Sources:

Data on Medicare eligibility, enrollment, and spending by state from Kaiser Family Foundation

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Indiana Medicare Insurance Companies

There are 17 Medicare insurance providers that offer affordable and comprehensive Medicare insurance in Indiana. Of these, the companies that offer the largest variety of plans to choose from are Humana, Health Alliance Medicare, and Anthem BCBS. In Indiana,Humana has the largest selection of Medicare Advantage plans while Humana offers the most Medicare Part D plans. The following are all medicare insurance providers in Indiana:

Humana

27 Plans

Health Alliance Medicare

14 Plans

Aetna

4 Plans

WellCare

3 Plans

Cigna

3 Plans

allwell

2 Plans

UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY

2 Plans

OMAHA HEALTH INSURANCE COMPANY

2 Plans

Lasso Healthcare

1 Plans

2019 Featured Medicare Plans in Indiana

There are 84 medicare plans in Indiana. The following are the 10 highest rated medicare plans in Indiana based on their CMS rating for the plan's overall quality.

Monthly CostPlan NameCMS Rating
from $0Health Alliance Medicare - Reid Health Alliance Medicare HMO (HMO) - Fayette County
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from $0Health Alliance Medicare - Health Alliance Medicare HMO Basic (HMO) - Fountain County
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from $0UnitedHealthcare - AARP MedicareComplete Focus (PPO) - Adams County
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from $0Anthem BCBS - Anthem MediBlue Plus (HMO) - Adams County
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from $0Humana - HumanaChoice H5216-192 (PPO) - Adams County
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from $0Aetna - Aetna Medicare Value Plan (PPO) - Allen County
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from $0Humana - Humana Gold Plus H5619-049 (HMO) - Bartholomew County
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from $0Humana - Humana Gold Plus H5619-050 (HMO) - Gibson County
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from $0Humana - Humana Gold Plus H5619-051 (HMO) - Adams County
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from $0Humana - Humana Gold Plus H5619-052 (HMO) - Elkhart County
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See all Medicare plans in Indiana

Indiana Featured Medicare Plans for Managing High Blood Pressure

The following are the 5 highest rated medicare plans in Indiana based on their CMS rating for the plan's ability for controlling high blood pressure.

Monthly CostPlan NameCMS Rating
from $93Humana - Humana Gold Choice H8145-011 (PFFS) - Adams County
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from $117Humana - HumanaChoice H5216-107 (PPO) - Clark County
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from $75Humana - HumanaChoice H5525-008 (PPO) - Blackford County
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from $57Humana - HumanaChoice H5216-023 (PPO) - Dearborn County
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from $55Humana - HumanaChoice H5216-053 (PPO) - Benton County
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Indiana Featured Medicare Plans for Managing Diabetes

The following are the 5 highest rated medicare plans in Indiana based on their CMS rating for the plan's ability for diabetes care including: eye exam, kidney disease monitoring, blood sugar controlled and cholesterol controlled.

Monthly CostPlan NameCMS Rating
from $93Humana - Humana Gold Choice H8145-011 (PFFS) - Adams County
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from $31Anthem BCBS - Anthem MediBlue Extra (HMO) - Adams County
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from $0Anthem BCBS - Anthem MediBlue Plus (HMO) - Adams County
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from $117Humana - HumanaChoice H5216-107 (PPO) - Clark County
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from $75Humana - HumanaChoice H5525-008 (PPO) - Blackford County
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Indiana Featured Medicare Plans for Managing Rheumatoid Arthritis

The following are the 5 highest rated medicare plans in Indiana based on their CMS rating for the plan's ability for rheumatoid arthritis management.

Monthly CostPlan NameCMS Rating
from $31Meridian Health Plan - MeridianCare Edge (HMO) - Marshall County
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from $0Meridian Health Plan - MeridianCare Essential (HMO) - Marshall County
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from $47Aetna - Aetna Medicare Premier Plan (PPO) - Brown County
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from $31Anthem BCBS - Anthem MediBlue Extra (HMO) - Adams County
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from $0Aetna - Aetna Medicare Value Plan (PPO) - Allen County
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Indiana Featured Medicare Plans for Managing Osteoporosis

The following are the 5 highest rated medicare plans in Indiana based on their CMS rating for the plan's ability for osteoporosis management.

Monthly CostPlan NameCMS Rating
from $47Aetna - Aetna Medicare Premier Plan (PPO) - Brown County
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from $0Humana - Humana Gold Plus H5619-073 (HMO) - Clark County
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from $0Humana - Humana Gold Plus H5619-053 (HMO) - Lake County
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from $0Humana - Humana Gold Plus H5619-052 (HMO) - Elkhart County
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from $0Humana - Humana Gold Plus H5619-051 (HMO) - Adams County
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Most Popular Medicare Doctors in Indiana

The following are the most popular medicare doctors in Indiana based on the provider utilization and payment data published by the U.S. Department of Health & Human Services.

NameSpecialtyLocation
RadiologyLAFAYETTE, IN
Orthopaedic SurgeryKOKOMO, IN
Thoracic Surgery (Cardiothoracic Vascular Surgery)INDIANAPOLIS, IN
Internal MedicineWESTVILLE, IN
Internal MedicineMERRILLVILLE, IN
OphthalmologyINDIANAPOLIS, IN
Internal MedicineTERRE HAUTE, IN
RadiologyLAFAYETTE, IN
RadiologyEVANSVILLE, IN
OphthalmologyINDIANAPOLIS, IN
See all doctors accepting Medicare in Indiana

Browse Medicare Plans by Cities

  1. Indianapolis, IN
  2. Fort Wayne, IN
  3. Evansville, IN
  4. South Bend, IN
  5. Hammond, IN
  6. Gary, IN
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