Find 2020 Medicare Plans in Georgia - GA Medicare Insurance Overview

Medicare Insurance in Georgia

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Georgia Medicare Insurance

Georgia Medical Insurance Stats

Medicare in Georgia

Medicare offers healthcare coverage to Georgia residents age 65 or older, or to those Georgia residents that suffer from certain medical disabilities. In 2016, 1,557,000 people are enrolled in Medicare in Georgia, accounting for 15.4% of the population in Georgia. In 2009 about $9,836 was spent per Medicare enrollee in Georgia, approximately 5.1% lower than the national average of $10,365. From 2015 to 2030 the senior population in Georgia is projected to increase by an estimated 60.65% according to calculations based off of the 2000 Census. Thus, the number of Medicare beneficiaries in Georgia is also expected to increase.

Local Medicare Resources

Medicare beneficiaries and caregivers can receive free, unbiased health insurance counseling through GeorgiaCares, part of a national network of State Health Insurance Assistance Programs (SHIP). Georgia’s Senior Medicare Patrol (SMP) is another program which aims to educate and also empower Medicare beneficiaries to identify, avoid, and report instances of Medicare waste, fraud and/or abuse.

Types of Medicare Coverage

When you are eligible for Medicare you may sign up for Original Medicare (Part A & Part B), which cover hospital services and medical services, respectively, or you may enroll in a Medicare Advantage Plan (Medicare Part C). If you sign up for Original Medicare you also have the option to purchase a separate or stand alone prescription drug plan (Part D). Medicare Advantage and Medicare Part D insurance plans are sold by private insurance companies that have a contract with Medicare. Original Medicare offers its beneficiaries flexibility in choosing their providers and you are not limited to a network. However, there is no limit on out-of-pocket medical expenses and you must always pay 20% coinsurance for medical service costs. For most Medicare beneficiaries, Part A is already paid through paycheck deductions during their working years (or their spouse's) but most Medicare beneficiaries pay premiums for Part B unless they qualify for financial assistance. Medicare Advantage plans require you to stay in network but some plans will also cover out-of-network care at a higher cost. Many Medicare Advantage plans also include additional health benefits such as vision, dental, or hearing coverage and you have the option to purchase a Medicare Advantage plan with prescription drug coverage (MAPD) in almost all states.

Georgia 2017 Medicare Advantage Plans at a glance

Using CMS data HealthPocket found that:

  • The average total monthly premium for a 2017 Medicare Advantage plan in Georgia is $35.56, 43.09% less than the national average of $62.48. 35.84% of 2017 Medicare Part C insurance plans in Georgia have a $0 monthly premium.
  • The maximum possible annual drug deductible in any 2017 Medicare Advantage plan with a drug component is $400, but in Georgia the average annual drug deductible for Medicare Part C insurance plans with drug components is $198.48. 14.65% of 2017 Medicare Part C insurance plans with a drug component in Georgia have a $0 annual drug deductible.
  • The average total monthly premium for a 2017 Medicare Advantage plan without a drug component in Georgia is $3.37. 88.37% of 2017 Medicare Part C insurance plans without a drug component in Georgia have a $0 monthly premium.
  • The average medical out-of-pocket limit for 2017 Medicare Part C insurance plans in Georgia is $6,254.94. 1.80% of 2017 Medicare Advantage plans in Georgia had a medical out-of-pocket limit of $3,750 or less.

To assist seniors in choosing Medicare plans, CMS assigns star ratings to Medicare Part C and Part D plans each year based on preventive care, chronic condition management, customer service, member satisfaction, and drug pricing. Ratings range from 1 star (a poor plan) to 5 stars (an excellent plan).

  • The average overall CMS star rating assigned to Medicare Part C insurance plans in Georgia was 3.4 stars in 2017.
  • Among Georgia's 2017 Medicare Advantage plans with CMS star ratings:
    • 22.86% earned a score of 4 or 4.5 stars
    • 62.78% earned a score of 3 or 3.5 stars
    • 14.37% of plans are “Not enough data available” or “Too new to be measured”.

Sources:

Data on Medicare eligibility, enrollment, and spending by state from Kaiser Family Foundation

There are 23 Medicare insurance providers that offer affordable and comprehensive Medicare insurance in Georgia. Of these, the companies that offer the largest variety of plans to choose from are Humana, Universal American, and UnitedHealthcare. In Georgia,Humana has the largest selection of Medicare Advantage plans while Humana offers the most Medicare Part D plans. The following are all medicare insurance providers in Georgia:

Humana

24 Plans

Aetna

8 Plans

Blue Cross and Blue Shield of Alabama

3 Plans

Anthem MediBlue Rx (PDP)

3 Plans

allwell

2 Plans

Mutual of Omaha Rx

2 Plans

Florida Blue

2 Plans

Clear Spring Health

2 Plans

Blue Cross and Blue Shield of North Carolina

2 Plans

MII Life Insurance, Incorporated

1 Plans

Lasso Healthcare

1 Plans

EnvisionInsurance

1 Plans

Clover Health

1 Plans

Clear Spring Health

1 Plans

Clear Spring Health

1 Plans

Aetna Medicare Essential Plan (PPO)
TYPE:PPOCOST:from $0CMS Rating:Not Rated
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Lasso Healthcare (MSA)
TYPE:MSACOST:from $0CMS Rating:Not Rated
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Aetna Medicare Basics Plan (PPO)
TYPE:PPOCOST:from $0CMS Rating:Not Rated
Select
HumanaChoice H5216-157 (PPO)
TYPE:PPOCOST:from $0CMS Rating:Not Rated
Select
HumanaChoice R3392-001 (Regional PPO)
TYPE:Regional PPOCOST:from $0CMS Rating:Not Rated
Select
UnitedHealthcare Medicare Advantage Essential (Regional PPO)
TYPE:Regional PPOCOST:from $0CMS Rating:Not Rated
Select
Humana Honor (PPO)
TYPE:PPOCOST:from $0CMS Rating:Not Rated
Select
WellCare Advance (HMO-POS)
TYPE:HMO-POSCOST:from $0CMS Rating:Not Rated
Select
Aetna Medicare Freedom Plan (PPO)
TYPE:PPOCOST:from $0CMS Rating:Not Rated
Select
HumanaChoice H5216-154 (PPO)
TYPE:PPOCOST:from $0CMS Rating:Not Rated
Select
Humana Gold Choice H2944-114 (PFFS)
TYPE:PFFSCOST:from $98CMS Rating:Not Rated
Select
Humana Gold Choice H8145-069 (PFFS)
TYPE:PFFSCOST:from $92CMS Rating:Not Rated
Select
WellCare Flex Complete (PPO)
TYPE:PPOCOST:from $90CMS Rating:Not Rated
Select
HumanaChoice R3392-002 (Regional PPO)
TYPE:Regional PPOCOST:from $76CMS Rating:Not Rated
Select
Kaiser Permanente Senior Advantage Enhanced (HMO)
TYPE:HMOCOST:from $71CMS Rating:Not Rated
Select
Humana Gold Choice H2944-114 (PFFS)
TYPE:PFFSCOST:from $98CMS Rating:Not Rated
Select
Humana Gold Choice H8145-069 (PFFS)
TYPE:PFFSCOST:from $92CMS Rating:Not Rated
Select
WellCare Flex Complete (PPO)
TYPE:PPOCOST:from $90CMS Rating:Not Rated
Select
HumanaChoice R3392-002 (Regional PPO)
TYPE:Regional PPOCOST:from $76CMS Rating:Not Rated
Select
Kaiser Permanente Senior Advantage Enhanced (HMO)
TYPE:HMOCOST:from $71CMS Rating:Not Rated
Select
Humana Gold Choice H2944-114 (PFFS)
TYPE:PFFSCOST:from $98CMS Rating:Not Rated
Select
Humana Gold Choice H8145-069 (PFFS)
TYPE:PFFSCOST:from $92CMS Rating:Not Rated
Select
WellCare Flex Complete (PPO)
TYPE:PPOCOST:from $90CMS Rating:Not Rated
Select
HumanaChoice R3392-002 (Regional PPO)
TYPE:Regional PPOCOST:from $76CMS Rating:Not Rated
Select
Kaiser Permanente Senior Advantage Enhanced (HMO)
TYPE:HMOCOST:from $71CMS Rating:Not Rated
Select
Humana Gold Choice H2944-114 (PFFS)
TYPE:PFFSCOST:from $98CMS Rating:Not Rated
Select
Humana Gold Choice H8145-069 (PFFS)
TYPE:PFFSCOST:from $92CMS Rating:Not Rated
Select
WellCare Flex Complete (PPO)
TYPE:PPOCOST:from $90CMS Rating:Not Rated
Select
HumanaChoice R3392-002 (Regional PPO)
TYPE:Regional PPOCOST:from $76CMS Rating:Not Rated
Select
Kaiser Permanente Senior Advantage Enhanced (HMO)
TYPE:HMOCOST:from $71CMS Rating:Not Rated
Select

The following are the most popular medicare doctors in Georgia based on the provider utilization and payment data published by the U.S. Department of Health & Human Services.

NameSpecialtyLocation
DermatologyDALTON, GA
SurgeryALBANY, GA
DermatologyWATKINSVILLE, GA
SurgeryTIFTON, GA
RadiologyAUGUSTA, GA
RadiologyAUGUSTA, GA
Internal MedicineATHENS, GA
Internal MedicineMARIETTA, GA
Internal MedicineSTATESBORO, GA
RadiologyMARIETTA, GA

HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, or an individual and family health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is part of the Health Insurance Innovations, Inc. family of companies (NASDAQ: HIIQ).