Medicare Supplement (Medigap) Insurance Plan L in North Carolina - Healthpocket

Medigap Plan L

7 Companies Offer Medigap Plan L in Your Area

Plan Benefits

While many Medigap plans either pay or don’t pay for an out-of-pocket expense, Medigap Plan L often pays 75% of an expense.

Plan L has an annual out-of-pocket limit of $2,470. Once an enrollee’s out-of-pocket costs reach this amount, Plan L fully pays for all remaining out-of-pocket costs for covered services until the beginning of a new calendar year.

Key Coverages

  • 74.09539473684211% Part A Deductible
  • 75% Covered Skilled Nursing Costs
  • $2,470 Out of Pocket Cap

Key Gaps

  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergencies

Additional Coverages

  • Hospitalization - coverage for 365 additional days after Medicare benefits end
  • Blood - pays 75% the cost for the first three pints of blood each year

Medicare Part A Hospital Coinsurance/Deductible

What Medicare Pays

What Medigap Pays

What You Pay

Days 1-60
All but $1260$945$315
Days 61-90
All but $315 per day$315 per day$0
Days 91-150 (while using your 60 lifetime reserve days)
All but $630 per day$630 per day$0
Additional 365 Days
$0100% of Medicare-approved expenses$0 of Medicare-approved expenses
After the Additional 365 Days
$0$0All Costs

Medicare Part A Skilled Nursing Facility Coinsurance (for Medicare-covered stays)

What Medicare Pays

What Medigap Pays

What You Pay

Days 1-20
100% of approved amounts$0$0
Days 21-100
All but $157.50 per dayUp to $118.13 per day$39.37 per day
After 100 Days
$0$0All costs

Part A Hospice Care Coinsurance or Copayment

What Medicare Pays

What Medigap Pays

What You Pay

Hopsice care
100%0%0%
Prescription drugs
All but $5$3.75$1.25
Inpatient respite care
95%3.75%1.25%

Medicare Part B Excess Charges (above Medicare-approved amounts)

What Medicare Pays

What Medigap Pays

What You Pay

$0$0All Costs

Medicare Part B Clinical Lab Services

What Medicare Pays

What Medigap Pays

What You Pay

Tests for diagnostic services
100%$0$0

Blood

What Medicare Pays

What Medigap Pays

What You Pay

First 3 pints
$075%25%
After 3 pints
100%$0$0

Foreign Travel Emergency

What Medicare Pays

What Medigap Pays

What You Pay

$0$0All Costs

Medicare Preventive Care Part B Coinsurance

What Medicare Pays

What Medigap Pays

What You Pay

Routine check-ups and screening tests
80%20%0%

7 Companies Offer Medigap Plan L in Your Area

CompanyPricing Method
Humana Insurance Company (HIC)
Attained Age RatedSelect
United American Insurance Company
Attained Age RatedSelect
AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Company
Community RatedSelect
Blue Cross Blue Shield of North Carolina
Attained Age RatedSelect
American Republic Insurance Company
Attained Age RatedSelect
Colonial Penn Life
Attained Age RatedSelect
Transamerica Corporation
Issue Age RatedSelect
/
Please select the correct zip
Susan, Lester
View All Details
Joseph, Wolyniak
View All Details
Erin, Rockman
View All Details
Christopher, Harris
View All Details
Industricare
View All Details
Kim, Frazier
View All Details
Lauren, Gass
View All Details
Brianna, Marsicano
View All Details
Lasting Impact Speech Therapy
View All Details
Danielle, Torp
View All Details
Alluring Occupational Therapy Services, Pllc
View All Details
Joelle, Dugue
View All Details
Mallard Creek Family Dentistry Llp
View All Details
Geriatric Care Of The Carolinas, Pllc
View All Details
Crystal, Jackson
View All Details
Apryl, Davis
View All Details
Dennis Garth Stoddard Dds Pllc
View All Details
Blossom Community Services
View All Details
Pratheek, Koneru
View All Details
Novant Medical Group Inc
View All Details
Sonja, Allen
View All Details
Arleen, Blythe
View All Details
Phoenix Rehabilitation And Health Services Of North Carolina, Llc
View All Details
Lynnsey, Price
View All Details
Speech Builders Therapy Services
View All Details
Susan Lester, MD
View All Details
  • Phone Number
    (704) 863-9830
  • Office Locations
    5727 Prosperity Crossing Drive
    Charlotte, NC 28269
5727 Prosperity Crossing Drive Charlotte NC, 28269

HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, or an individual and family health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is part of the Health Insurance Innovations, Inc. family of companies (NASDAQ: HIIQ).

Medigap Plans Found

 

HealthPocket.com provides information on insurance products. If you choose to obtain a quote or apply for an insurance plan, you may be transferred to a partner website to complete your request. Always review the privacy and terms of use of the partner website.

HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, or an individual and family health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is part of the Health Insurance Innovations, Inc. family of companies (NASDAQ: HIIQ).