Medicare Supplement (Medigap) Insurance Plan G in Mississippi

Medigap Plan G is among the Medigap Plans with the broadest benefits. Only Plan F offers more standard benefits. Plan G’s only major area where it lacks coverage is the Medicare Part B deductible. Plan G enrollees are still obligated to pay this deductible on their own.

Key Coverages

100% Part A Deductible
100% Part B Excess Charges
100% Covered Skilled Nursing Costs
Foreign Travel Emergencies

Key Gaps

Part B Deductible
No Out of Pocket Cap

Additional Coverages

Hospitalization - pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
Blood - pays 100% the cost for the first three pints of blood each year

Medicare Part A Hospital Coinsurance/Deductible

What Medicare Pays	What Medigap Pays	What You Pay
Days 1-60
All but $1260	$1260 (Part A Deductible)	$0
Days 61-90
All but $315 per day	$315 per day	$0
Days 91-150 (while using your 60 lifetime reserve days)
All but $630 per day	$630 per day	$0
Additional 365 Days
$0	100% of Medicare-approved expenses	$0 of Medicare-approved expenses
After the Additional 365 Days
$0	$0	All Costs

Medicare Part A Skilled Nursing Facility Coinsurance (for Medicare-covered stays)

What Medicare Pays	What Medigap Pays	What You Pay
Days 1-20
100% of approved amounts	$0	$0
Days 21-100
All but $157.50 per day	Up to $157.50 per day	$0
After 100 Days
$0	$0	All costs

Part A Hospice Care Coinsurance or Copayment

What Medicare Pays	What Medigap Pays	What You Pay
Hopsice care
100%	0%	0%
Prescription drugs
All but $5	$5	$0
Inpatient respite care
95%	5%	0%

Medicare Part B Excess Charges (above Medicare-approved amounts)

What Medicare Pays	What Medigap Pays	What You Pay
$0	100% Covered	$0

Medicare Part B Clinical Lab Services

What Medicare Pays	What Medigap Pays	What You Pay
Tests for diagnostic services
100%	$0	$0

Blood

What Medicare Pays	What Medigap Pays	What You Pay
First 3 pints
$0	100%	$0
After 3 pints
100%	$0	$0

Foreign Travel Emergency

What Medicare Pays	What Medigap Pays	What You Pay
$0	After the $250 deductible is met, 80% up to a lifetime maximum of $50,000.	First: $250 deductible. Then: 20% up to the lifetime maximum of $50,000. You pay 100% after the $50,000 maximum is met.