Plan G is among the Medigap Plans with the broadest benefits. Only Plan F offers more standard benefits. Plan G’s only major area where it lacks coverage is the Medicare Part B deductible. Plan G enrollees are still obligated to pay this deductible on their own.
Plan G includes coverage of excess charges - amounts charged by doctors above the Medicare-approved rate for a medical service. Plan G is one of only two plans that includes coverage of excess charges.
|Plan G Coverage|
|Medicare Part A Deductible||100% coverage|
|Medicare Part B Deductible||No coverage|
|Medicare Part B “Excess Charges”*||100% coverage|
|Copayment or Co-Insurance Fee for Medicare Part B services||100% coverage|
|Part A Co-Insurance Fees & Hospital Costs for up to 365 days after Original Medicare Benefits are Exhausted||100% coverage|
|Cost of first 3 Pints of Blood||100% coverage|
|Copayment or Co-Insurance Fee for Medicare Part A Hospice Care||100% coverage|
|Co-Insurance Fees for Skilled Nursing Facility Care||100% coverage|
|Foreign Travel Medical Emergency Coverage (up to plan limits)||Yes|
|Annual Limit on Enrollee Out-of-Pocket Expenses?||Not applicable|
If you are interested in coverage for all of the out-of-pocket costs listed in the above table including the Medicare Part B deductible, consider Plan F.
HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, or an individual and family health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is part of the Health Insurance Innovations, Inc. family of companies (NASDAQ: HIIQ).