Medigap Plan D - Medicare Supplement Plan D - Healthpocket

Medigap Plan D

Medigap Plan D covers many of the out-of-pocket costs related to Original Medicare Part A and Part B. However, Plan D does not cover the Part B deductible for medical expenses and it also does not cover any excess charges by a doctor over the Medicare-approved amount for a service. In 2014, the Medicare Part B deductible amount is $147.

If you are interested in coverage for all of the out-of-pocket costs listed in the below table, consider Plan F.

Plan C Coverage
Medicare Part A Deductible100% coverage
Medicare Part B DeductibleNo coverage
Medicare Part B “Excess Charges”*No coverage for excess charges*
Copayment or Co-Insurance Fee for Medicare Part B services100% coverage
Part A Co-Insurance Fees & Hospital Costs for up to 365 days after Original Medicare Benefits are Exhausted100% coverage
Cost of first 3 Pints of Blood100% coverage
Copayment or Co-Insurance Fee for Medicare Part A Hospice Care100% coverage
Co-Insurance Fees for Skilled Nursing Facility Care100% coverage
Foreign Travel Medical Emergency Coverage (up to plan limits)Yes
Annual Limit on Enrollee Out-of-Pocket Expenses?Not applicable

Be careful not to mistake a Medigap Plan D for Medicare Part D coverage. Medigap Plan D is meant to cover the gaps (i.e. out-of-pocket costs) in Original Medicare. Medicare Part D is the prescription drug program. Contemporary Medigap plans do not include prescription drug coverage. Drug coverage must be obtained separately.

get free advice

Speak With A Licensed Agent

Call (800) 984-8015

Learn More

HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, Medicaid or an individual health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan.