Medigap Plan C has a broad range of benefits. It covers most out-of-pocket costs related to Medicare Part A and Part B. However, it does not pay for “excess charges” for medical services. An “Excess charge” is a term used to describe an instance where a doctor or healthcare provider charges a patient more than the Medicare-approved amount for a covered medical service.
|Plan C Coverage|
|Medicare Part A Deductible||100% coverage|
|Medicare Part B Deductible||100% coverage|
|Medicare Part B “Excess Charges”||No coverage for excess charges|
|Copayment or Co-Insurance Fee for Medicare Part B services||100% coverage|
|Part A Co-Insurance Fees & Hospital Costs for up to 365 days after Original Medicare Benefits are Exhausted||100% coverage|
|Cost of first 3 Pints of Blood||100% coverage|
|Copayment or Co-Insurance Fee for Medicare Part A Hospice Care||100% coverage|
|Co-Insurance Fees for Skilled Nursing Facility Care||100% coverage|
|Foreign Travel Medical Emergency Coverage (up to plan limits)||Yes|
|Annual Limit on Enrollee Out-of-Pocket Expenses?||Not applicable|
If you are interested in coverage for all the out-of-pocket costs listed in the above table, consider Plan F.