Medigap Plan B - Medicare Supplement Plan B - Healthpocket

Medicare Supplement Plan B

Medicare Supplement insurance plans, also known as Medigap plans, come in 10 standard designs in most states (except Massachusetts, Minnesota, and Wisconsin). These plans cover differing levels of out-of-pocket costs associated within the original Medicare Parts A & B. Plan B’s benefits cover half of the ten categories of out-of-pocket costs - coverage items are outlined below.

Plan B Coverage
Medicare Part A Deductible100% coverage
Medicare Part B “Excess Charges”*No coverage
Copayment or Co-Insurance Fee for Medicare Part B servicesNo coverage
Part A Co-Insurance Fees & Hospital Costs for up to 365 days after Original Medicare Benefits are Exhausted100% coverage
Cost of first 3 Pints of Blood100% coverage
Copayment or Co-Insurance Fee for Medicare Part A Hospice Care100% coverage
Co-Insurance Fees for Skilled Nursing Facility CareNo
Foreign Travel Medical Emergency Coverage (up to plan limits)No
Annual Limit on Enrollee Out-of-Pocket Expenses?Not applicable

As noted above, an enrollee’s deductible for hospital services (Part A) is covered by Plan B but the deductible for medical services (Part B) is not covered.

Sometimes Medicare enrollees confuse Medicare Part B for Medigap Plan B. “Part B” is the program within the government’s Medicare benefit that covers medical services. “Plan B” is a private insurance plan used to supplement Medicare coverage and pay for some of the out-of-pocket costs that Medicare has enrollees pay.

If you are interested in coverage for all the out-of-pocket costs listed in the above table, consider Plan F.

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HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, Medicaid or an individual health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan.