Molina Marketplace Gold

Individual Health Insurance (Obamacare)

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Molina Marketplace Gold

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Monthly Cost

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Benefits & Coverage

Plan Name
Molina Marketplace Gold
Plan Year
2018
Insurance Type
Individual Health Insurance (Obamacare)
Insurance Provider
Molina Healthcare
Metal Level
Gold
Out-of-Pocket Maximum
Plan Highlights

Costs for Medical Care

Primary Care Visit to Treat an Injury or Illness
$10 Copay
Specialist Visit
$35 Copay
Deductible - Family
$7600
Out-of-Pocket Maximum - Family
$14700

Prescription drug coverage

Generic Drugs
$10 Copay
Preferred Brand Drugs
$50 Copay
Non-Preferred Brand Drugs
30% Coinsurance after deductible
Specialty Drugs
30% Coinsurance after deductible

Access to doctors and hospitals

Provider directory URL
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Hospital services

Emergency Room Services
$300 Copay
Inpatient Hospital Services (e.g., Hospital Stay)
20% Coinsurance after deductible
Inpatient Physician and Surgical Services
20% Coinsurance after deductible

What To Know

  • This is an ACA (Obamacare) compliant health plan.
  • This plan is eligible for a tax credit subsidy

Physician Directory

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Gold plan frequently asked questions (FAQ)

  • What is the Gold Plan?

    ObamaCare’s Gold Plan is a type of Metal Plan on the Health Insurance Marketplace. Gold Plans qualify for Tax Credits, have high premiums, and good cost sharing. Gold plans mean higher premiums, less Tax Credits, but much better cost sharing on average than Silver or Bronze.

  • How are Gold Plans different than other Obamacare health plans?

    The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan. The Gold Plan typically pays 80% of covered medical costs.

  • How much does a Gold Plan cost?

    The monthly premium for a Gold Plan depends on the insurer from whom you purchase the plan, the number of people to be insured by the plan, your age, whether you smoke, and your geographic region. You can use HealthPocket’s comparison tool to compare Gold Plan premiums in your area.

  • When Can I Enroll in a Gold Plan?

    The Open Enrollment period for Affordable Care Act health plans runs from November 1, 2015 to January 31, 2016. See our Open Enrollment article for more information.

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HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, Medicaid or an individual health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan.

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