|Applicant||2/16/1984 Male |
|Insurance Type||ACA (Obamacare)|
|Plan Name||Meridian Catastrophic|
|Insurance Provider||Meridian Health Plan|
Costs for Medical Care
|Primary Care Visit to Treat an Injury or Illness||No Charge after Deductible|
|Specialist Visit||No Charge after Deductible|
|Deductible - Family||$14700|
|Out-of-Pocket Maximum - Family||$14700|
Prescription drug coverage
|Generic Drugs||No Charge after Deductible|
|Preferred Brand Drugs||No Charge after Deductible|
|Non-Preferred Brand Drugs||No Charge after Deductible|
|Specialty Drugs||No Charge after Deductible|
Access to doctors and hospitals
|Provider directory URL||Coming Soon|
|Emergency Room Services||No Charge after Deductible|
|Inpatient Hospital Services (e.g., Hospital Stay)||No Charge after Deductible|
|Inpatient Physician and Surgical Services||No Charge after Deductible|
Catastrophic health insurance is a type of medical coverage under the Affordable Care Act. This is a type of high-deductible health plan for people under 30 or those who qualify for a "hardship exemption."
The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan. There is no actuarial value associated with catastrophic plans but other Obamacare metal plans pay a higher percentage of these costs.
The monthly premium for a Catastrophic Plan depends on the insurer from whom you purchase the plan, the number of people to be insured by the plan, your age, whether you smoke, and the region in which you live. You can use HealthPocket’s comparison tool to compare Catastrophic Plan premiums in your area.