2018 KP Platinum $10 - PedDent - ChiroAcuMassage - Fit Plan Details - HealthPocket

KP Platinum $10 - PedDent - ChiroAcuMassage - Fit

$516.60/mo

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Zip Code96818
Applicant10/18/1983 Male
Coverage Start10/20/2018
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Benefits & Coverage

Insurance TypeACA (Obamacare)
Plan NameKP Platinum $10 - PedDent - ChiroAcuMassage - Fit
Plan IDhhs-60612HI0120020
Plan Year2018
Insurance ProviderKaiser Permanente
Metal LevelPlatinum
Plan TypeHMO
Deductible$0
Out-of-Pocket Maximum$4,000
Plan Highlights

Costs for Medical Care

Primary Care Visit to Treat an Injury or Illness$10 Copay
Specialist Visit$20 Copay
Laboratory Outpatient and Professional Services$10 Copay
X-rays and Diagnostic Imaging$10 Copay
Diagnostic Imaging such as MRIs, CT, and PET scans$100 Copay
Deductible - Family$0 per group
Out-of-Pocket Maximum - Family$8000 per group

Prescription drug coverage

Generic Drugs$3 Copay
Preferred Brand Drugs$45 Copay
Non-Preferred Brand Drugs$45 Copay
Specialty Drugs$200 Copay

Access to doctors and hospitals

Provider directory URLhttps://healthy.kaiserpermanente.org/care/doctors-locations/#/search
Does this plan have access to a national provider network?No
Is a referral required to see a Specialist?Yes - Referral required for certain specialists
Does this plan cover services outside plan service area?Yes - Emergency Services, Urgent Care and Authorized Referrals
Does this plan cover services outside the country?Yes - Emergency Services

Hospital services

Emergency Room Services$250 Copay
Inpatient Hospital Services (e.g., Hospital Stay)$200 Copay per Day
Inpatient Physician and Surgical ServicesNot Applicable
Emergency Transportation or Ambulance Service20.00% Coinsurance

Maternity

Prenatal and Postnatal CareNot Applicable
Delivery and all inpatient services for maternity care$200 Copay

Mental Health

Mental/Behavioral Health Outpatient Services$10 Copay
Mental/Behavioral Health Inpatient Services$200 Copay per Day
Substance use disorder outpatient services$10 Copay
Substance use disorder inpatient services$200 Copay per Day

Medical Management Programs

Does this plan offer disease managment programs?Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs
Does this plan offer a wellness program?Included

Vision Coverage

Routine Eye Exam for ChildrenIncluded
Eye Glasses for ChildrenIncluded
Routine Eye Exam for AdultsIncluded

Child Dental Coverage

Child Dental Coverage - Routine Dental CareNot Covered
Child Dental Coverage - Basic Dental CareNot Covered
Child Dental Coverage - OrthodontiaNot Covered
Child Dental Coverage - Major Dental CareNot Covered

Adult Dental Coverage

Adult Dental Coverage - Routine Dental CareNot Covered
Adult Dental Coverage - Basic Dental CareNot Covered
Adult Dental Coverage - OrthodontiaNot Covered
Adult Dental Coverage - Major Dental CareNot Covered

Exclusions and Limitations

More Included BenefitsOther Practitioner Office Visit (Nurse, Physician Assistant)
Preventive Care/Screening/Immunization
Acupuncture
Bariatric Surgery
Imaging (CT/PET Scans, MRIs)
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Outpatient Surgery Physician/Surgical Services
Urgent Care Centers or Facilities
Inpatient Physician and Surgical Services
Home Health Care Services
Outpatient Rehabilitation Services
Habilitation Services
Durable Medical Equipment
Hospice Services
Chiropractic Care
Diabetes Care Management
Inherited Metabolic Disorder - PKU
Accidental Dental
Allergy Testing
Chemotherapy
Diabetes Education
Dialysis
Infusion Therapy
Laboratory Outpatient and Professional Services
Nutritional Counseling
Prosthetic Devices
Radiation
Reconstructive Surgery
Rehabilitative Occupational and Rehabilitative Physical Therapy
Rehabilitative Speech Therapy
Transplant
Treatment for Temporomandibular Joint Disorders
Well Baby Visits and Care
Prescription Drugs Other
Active & Fit
House Calls
Massage Therapy
Specialty Laboratory Services
Testing Services
Active&Fit
Optical Hardware - Adult
Adult Optical (hardware)
Generic Drugs Other
More Limited BenefitsSkilled Nursing Facility
Hearing Aids
Infertility Treatment
Abortion for Which Public Funding is Prohibited
More Excluded BenefitsCosmetic Surgery
Long-Term/Custodial Nursing Home Care
Private-Duty Nursing
Weight Loss Programs
Dental Check-Up for Children
Routine Foot Care
Non-Emergency Care When Traveling Outside the U.S.
PremiumPlan NameDeductible
from $371
KP Gold I $20 - Fit
$0.00Select
from $375
KP Gold I $20 - ChiroAcuMassage - Fit
$0.00Select
from $396
HMSA Gold PPO
$0.00Select
from $418
KP Platinum $10 - Fit
$0.00Select
from $422
KP Platinum $10 - ChiroAcuMassage - Fit
$0.00Select
  • What is the Platinum Plan?

    ObamaCare’s Platinum Plan is a type of Metal Plan on the Health Insurance Marketplace. Platinum Plans qualify for Tax Credits and have the highest premiums. A Platinum Plan is designed to incur the lowest out-of-pocket expenses for enrollees. A typical platinum plan enrollee pays approximately 10% of the costs of covered healthcare services with the plan paying the remainder. In comparison, a typical Bronze Plan enrollee pays 40% of covered medical expenses.

  • How are Platinum Plans different than other Obamacare health plans?

    The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan. The Platinum Plan pays 90% of covered medical costs for a typical enrollee while the other Obamacare health plans pay a lower percentage of these costs.

  • How much does a Platinum Plan cost?

    The monthly premium for a Platinum Plan depends on the insurer from whom you purchase the plan, the number of people to be insured by the plan, your age, whether you smoke, and the region in which you live. You can use HealthPocket’s comparison tool to compare Platinum Plan premiums in your area.

  • When Can I Enroll in a Platinum Plan?

    The Open Enrollment period for the 2018 Affordable Care Act health plans begins November 1, 2017 and ends December 15, 2017. See our Open Enrollment article for more information.

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