2018 KP Gold III $20 - PedDent - Fit Plan Details - HealthPocket

KP Gold III $20 - PedDent - Fit

$429.05/mo

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Zip Code96818
Applicant8/18/1983 Male
Coverage Start8/19/2018
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Benefits & Coverage

Insurance TypeACA (Obamacare)
Plan NameKP Gold III $20 - PedDent - Fit
Plan IDhhs-60612HI0120025
Insurance ProviderKaiser Permanente
Metal LevelGold
Plan TypeHMO
Deductible$1,000
Out-of-Pocket Maximum$6,350
Plan Highlights

Costs for Medical Care

Primary Care Visit to Treat an Injury or Illness$20 Copay
Specialist Visit$30 Copay
Laboratory Outpatient and Professional Services$30 Copay
X-rays and Diagnostic Imaging$30 Copay
Diagnostic Imaging such as MRIs, CT, and PET scans$250 Copay after deductible
Deductible - Family$2000 per group
Out-of-Pocket Maximum - Family$12700 per group

Prescription drug coverage

Generic Drugs$3 Copay
Preferred Brand Drugs50.00% Coinsurance after deductible
Non-Preferred Brand Drugs50.00% Coinsurance after deductible
Specialty Drugs50.00% Coinsurance after deductible

Access to doctors and hospitals

Provider directory URLhttps://healthy.kaiserpermanente.org/care/doctors-locations/#/search
Does this plan have access to a national provider network?No
Is a referral required to see a Specialist?Yes - Referral required for certain specialists
Does this plan cover services outside plan service area?Yes - Emergency Services, Urgent Care and Authorized Referrals
Does this plan cover services outside the country?Yes - Emergency Services

Hospital services

Emergency Room Services$250 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$250 Copay per Day after deductible
Inpatient Physician and Surgical ServicesNot Applicable
Emergency Transportation or Ambulance Service20.00% Coinsurance

Maternity

Prenatal and Postnatal CareNot Applicable
Delivery and all inpatient services for maternity care$250 Copay after deductible

Mental Health

Mental/Behavioral Health Outpatient Services$20 Copay
Mental/Behavioral Health Inpatient Services$250 Copay per Day after deductible
Substance use disorder outpatient services$20 Copay
Substance use disorder inpatient services$250 Copay per Day after deductible

Medical Management Programs

Does this plan offer disease managment programs?Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs
Does this plan offer a wellness program?Included

Vision Coverage

Routine Eye Exam for ChildrenIncluded
Eye Glasses for ChildrenIncluded
Routine Eye Exam for AdultsIncluded

Child Dental Coverage

Child Dental Coverage - Routine Dental CareNot Covered
Child Dental Coverage - Basic Dental CareNot Covered
Child Dental Coverage - OrthodontiaNot Covered
Child Dental Coverage - Major Dental CareNot Covered

Adult Dental Coverage

Adult Dental Coverage - Routine Dental CareNot Covered
Adult Dental Coverage - Basic Dental CareNot Covered
Adult Dental Coverage - OrthodontiaNot Covered
Adult Dental Coverage - Major Dental CareNot Covered

Exclusions and Limitations

More Included BenefitsOther Practitioner Office Visit (Nurse, Physician Assistant)
Preventive Care/Screening/Immunization
Bariatric Surgery
Imaging (CT/PET Scans, MRIs)
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Outpatient Surgery Physician/Surgical Services
Urgent Care Centers or Facilities
Inpatient Physician and Surgical Services
Home Health Care Services
Outpatient Rehabilitation Services
Habilitation Services
Durable Medical Equipment
Hospice Services
Diabetes Care Management
Inherited Metabolic Disorder - PKU
Accidental Dental
Allergy Testing
Chemotherapy
Diabetes Education
Dialysis
Infusion Therapy
Laboratory Outpatient and Professional Services
Nutritional Counseling
Prosthetic Devices
Radiation
Reconstructive Surgery
Rehabilitative Occupational and Rehabilitative Physical Therapy
Rehabilitative Speech Therapy
Transplant
Treatment for Temporomandibular Joint Disorders
Well Baby Visits and Care
Prescription Drugs Other
Active & Fit
House Calls
Specialty Laboratory Services
Testing Services
Active&Fit
Generic Drugs Other
More Limited BenefitsSkilled Nursing Facility
Hearing Aids
Infertility Treatment
Abortion for Which Public Funding is Prohibited
More Excluded BenefitsAcupuncture
Cosmetic Surgery
Long-Term/Custodial Nursing Home Care
Private-Duty Nursing
Weight Loss Programs
Dental Check-Up for Children
Chiropractic Care
Routine Foot Care
Non-Emergency Care When Traveling Outside the U.S.
PremiumPlan NameDeductible
from $228
National General 1000/50/6000/250000
$1,000.00Select
from $275
National General 1000/20/6000/1000000
$1,000.00Select
from $351
KP Gold III $20 - Fit
$1,000.00Select
from $371
HMSA Gold PPO 1000
$1,000.00Select
from $376
HMSA Gold HMO
$1,000.00Select
  • What is the Gold Plan?

    ObamaCare’s Gold Plan is a type of Metal Plan on the Health Insurance Marketplace. Gold Plans qualify for Tax Credits, have high premiums, and good cost sharing. Gold plans mean higher premiums, less Tax Credits, but much better cost sharing on average than Silver or Bronze.

  • How are Gold Plans different than other Obamacare health plans?

    The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan. The Gold Plan typically pays 80% of covered medical costs.

  • How much does a Gold Plan cost?

    The monthly premium for a Gold Plan depends on the insurer from whom you purchase the plan, the number of people to be insured by the plan, your age, whether you smoke, and your geographic region. You can use HealthPocket’s comparison tool to compare Gold Plan premiums in your area.

  • When Can I Enroll in a Gold Plan?

    The Open Enrollment period for the 2018 Affordable Care Act health plans begins November 1, 2017 and ends December 15, 2017. See our Open Enrollment article for more information.

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