Benefits & Coverage
Costs for Medical Care
Prescription drug coverage
Access to doctors and hospitals
What To Know
- This is an ACA (Obamacare) compliant health plan.
- This plan is eligible for a tax credit subsidy
Enter your ZIP Code to see physicians that accepts HMSA Gold HMO plan in your area.
Enter your ZIP Code to see Similar Plans to HMSA Gold HMO plan in your area.
Types of Health Insurance
Health Insurance in 2017
Gold plan frequently asked questions (FAQ)
What is the Gold Plan?
ObamaCare’s Gold Plan is a type of Metal Plan on the Health Insurance Marketplace. Gold Plans qualify for Tax Credits, have high premiums, and good cost sharing. Gold plans mean higher premiums, less Tax Credits, but much better cost sharing on average than Silver or Bronze.
How are Gold Plans different than other Obamacare health plans?
The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan. The Gold Plan typically pays 80% of covered medical costs.
How much does a Gold Plan cost?
The monthly premium for a Gold Plan depends on the insurer from whom you purchase the plan, the number of people to be insured by the plan, your age, whether you smoke, and your geographic region. You can use HealthPocket’s comparison tool to compare Gold Plan premiums in your area.
When Can I Enroll in a Gold Plan?
The Open Enrollment period for Affordable Care Act health plans runs from November 1, 2015 to January 31, 2016. See our Open Enrollment article for more information.