Benefits & Coverage
Costs for Medical Care
Prescription drug coverage
Access to doctors and hospitals
Medical Management Programs
Child Dental Coverage
Adult Dental Coverage
Exclusions and Limitations
Imaging (CT/PET Scans, MRIs)
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Outpatient Surgery Physician/Surgical Services
Urgent Care Centers or Facilities
Inpatient Physician and Surgical Services
Durable Medical Equipment
Routine Foot Care
Diabetes Care Management
Laboratory Outpatient and Professional Services
Rehabilitative Occupational and Rehabilitative Physical Therapy
Rehabilitative Speech Therapy
Breast Reconstructive Surgery
Off Label Prescription Drugs
Congenital Anomaly, including Cleft Lip/Palate
Home Health Care Services
Outpatient Rehabilitation Services
Long-Term/Custodial Nursing Home Care
Weight Loss Programs
Dental Check-Up for Children
Non-Emergency Care When Traveling Outside the U.S.
Abortion for Which Public Funding is Prohibited
Well Baby Visits and Care
Treatment for Temporomandibular Joint Disorders
What To Know
- This is an ACA (Obamacare) compliant health plan.
- This plan is eligible for a tax credit subsidy
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Enter your ZIP Code to see Similar Plans to Consumers' Choice Silver 2 plan in your area.
Types of Health Insurance
Health Insurance in 2017
Silver plan frequently asked questions (FAQ)
What Is the Silver Plan?
ObamaCare’s Silver Plan is a type of Metal Plan on the Health Insurance Marketplace. Silver Plans qualify for both Tax Credits and Cost Sharing subsidies.Silver Plans have lower out-of-pocket costs than Bronze Plans but higher out- of-pocket costs than both Gold and Platinum Plans. All Silver Plans share the same minimum health benefits, but the way they charge out-of-pocket costs can differ significantly.
How are Silver Plans different than other Obamacare health plans?
The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan. The Silver Plan pays 70% of covered medical costs for a typical enrollee. Silver Plans are also the only metal plans which offer cost-sharing reduction (CSR) versions to consumers that require financial assistance for out-of-pocket costs.
How much does a Silver Plan cost?
The monthly premium for a Silver Plan depends on the insurer from whom you purchase the plan, the number of people to be insured by the plan, your age, whether you smoke, and the region in which you live. You can use HealthPocket’s comparison tool to compare Silver Plan premiums in your area.
When Can I Enroll in a Silver Plan?
The Open Enrollment period for the 2016 Affordable Care Act health plans begins November 1, 2015 and ends January 31, 2016. See our Open Enrollment article for more information.