2018 Blue Cross Select Gold Plan Details - HealthPocket

Blue Cross Select Gold

$490.93/mo

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Zip Code35215
Applicant8/16/1983 Male
Coverage Start8/17/2018
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Benefits & Coverage

Insurance TypeACA (Obamacare)
Plan NameBlue Cross Select Gold
Plan IDqhp-46944AL0650001
Insurance ProviderBlue Cross Blue Shield of Alabama
Metal LevelGold
Plan TypePPO
Deductible$850
Out-of-Pocket Maximum$6,000
Plan Highlights

Costs for Medical Care

Primary Care Visit to Treat an Injury or Illness$35 Copay
Specialist Visit$50 Copay
Deductible - Family$1700
Out-of-Pocket Maximum - Family$12000

Prescription drug coverage

Generic Drugs$10 Copay
Preferred Brand Drugs$45 Copay
Non-Preferred Brand Drugs40% Coinsurance after deductible
Specialty Drugs$175 Copay

Access to doctors and hospitals

Provider directory URLComing Soon

Hospital services

Emergency Room Services$300 Copay
Inpatient Hospital Services (e.g., Hospital Stay)$295 Copay
Inpatient Physician and Surgical ServicesNo Charge after Deductible
PremiumPlan NameDeductible
from $100
LifeShield Flex 1000/20/5000/750000
$1,000.00Select
from $102
LifeShield Flex 1000/20/4000/750000
$1,000.00Select
from $103
LifeShield Flex 1000/20/5000/1000000
$1,000.00Select
from $104
LifeShield Flex 1000/20/3000/750000
$1,000.00Select
from $105
LifeShield Flex 1000/20/4000/1000000
$1,000.00Select
  • What is the Gold Plan?

    ObamaCare’s Gold Plan is a type of Metal Plan on the Health Insurance Marketplace. Gold Plans qualify for Tax Credits, have high premiums, and good cost sharing. Gold plans mean higher premiums, less Tax Credits, but much better cost sharing on average than Silver or Bronze.

  • How are Gold Plans different than other Obamacare health plans?

    The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan. The Gold Plan typically pays 80% of covered medical costs.

  • How much does a Gold Plan cost?

    The monthly premium for a Gold Plan depends on the insurer from whom you purchase the plan, the number of people to be insured by the plan, your age, whether you smoke, and your geographic region. You can use HealthPocket’s comparison tool to compare Gold Plan premiums in your area.

  • When Can I Enroll in a Gold Plan?

    The Open Enrollment period for the 2018 Affordable Care Act health plans begins November 1, 2017 and ends December 15, 2017. See our Open Enrollment article for more information.

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