Insurance Type | ACA (Obamacare) |
Plan Name | OHSU Health Silver 7000 Direct |
Plan ID | hhs-77969OR5280026 |
Plan Year | 2021 |
Insurance Provider | Regence BlueCross BlueShield of Oregon |
Metal Level | Silver |
Plan Type | EPO |
Deductible | $7,000 |
Out-of-Pocket Maximum | $8,700 |
Plan Highlights |
Costs for Medical Care | |
---|---|
Primary Care Visit to Treat an Injury or Illness | $25 Copay |
Specialist Visit | $75 Copay |
Laboratory Outpatient and Professional Services | 30% Coinsurance after deductible |
X-rays and Diagnostic Imaging | 30% Coinsurance after deductible |
Diagnostic Imaging such as MRIs, CT, and PET scans | 30% Coinsurance after deductible |
Deductible - Family | $14000 per group |
Out-of-Pocket Maximum - Family | $17400 per group |
Prescription drug coverage | |
---|---|
Generic Drugs | $10 Copay |
Preferred Brand Drugs | $75 Copay |
Non-Preferred Brand Drugs | 50% Coinsurance after deductible |
Specialty Drugs | 40% Coinsurance after deductible |
Access to doctors and hospitals | |
---|---|
Provider directory URL | https://www.regence.com/web/regence_individual/finding-doctors |
Does this plan have access to a national provider network? | No |
Is a referral required to see a Specialist? | No - |
Does this plan cover services outside plan service area? | No - |
Does this plan cover services outside the country? | No - |
Hospital services | |
---|---|
Emergency Room Services | 30% Coinsurance after deductible |
Inpatient Hospital Services (e.g., Hospital Stay) | 30% Coinsurance after deductible |
Inpatient Physician and Surgical Services | 30% Coinsurance after deductible |
Emergency Transportation or Ambulance Service | 30% Coinsurance after deductible |
Maternity | |
---|---|
Prenatal and Postnatal Care | 30% Coinsurance after deductible |
Delivery and all inpatient services for maternity care | 30% Coinsurance after deductible |
Mental Health | |
---|---|
Mental/Behavioral Health Outpatient Services | $25 Copay |
Mental/Behavioral Health Inpatient Services | 30% Coinsurance after deductible |
Substance use disorder outpatient services | $25 Copay |
Substance use disorder inpatient services | 30% Coinsurance after deductible |
Medical Management Programs | |
---|---|
Does this plan offer disease managment programs? | |
Does this plan offer a wellness program? | Not Covered |
Vision Coverage | |
---|---|
Routine Eye Exam for Children | Covered |
Eye Glasses for Children | Covered |
Routine Eye Exam for Adults | Not Covered |
Child Dental Coverage | |
---|---|
Child Dental Coverage - Routine Dental Care | Covered |
Child Dental Coverage - Basic Dental Care | Covered |
Child Dental Coverage - Orthodontia | Covered |
Child Dental Coverage - Major Dental Care | Covered |
Adult Dental Coverage | |
---|---|
Adult Dental Coverage - Routine Dental Care | Not Covered |
Adult Dental Coverage - Basic Dental Care | Not Covered |
Adult Dental Coverage - Orthodontia | Not Covered |
Adult Dental Coverage - Major Dental Care | Not Covered |
Exclusions and Limitations | |
---|---|
More Included Benefits | Other Practitioner Office Visit (Nurse, Physician Assistant) Preventive Care/Screening/Immunization Cosmetic Surgery Hearing Aids Imaging (CT/PET Scans, MRIs) Outpatient Surgery Physician/Surgical Services Urgent Care Centers or Facilities Inpatient Physician and Surgical Services Home Health Care Services Durable Medical Equipment Hospice Services Dental Check-Up for Children Routine Foot Care Abortion for Which Public Funding is Prohibited Accidental Dental Allergy Testing Chemotherapy Diabetes Education Dialysis Infusion Therapy Laboratory Outpatient and Professional Services Nutritional Counseling Prosthetic Devices Radiation Reconstructive Surgery Transplant Well Baby Visits and Care Outpatient Facility Fee (e.g., Ambulatory Surgery Center) Tier 1-Zero Cost-Share Preventive Drugs Tier 2-Preferred Generic Drugs Tier 6- Preferred Specialty Drugs Tier 5- Non-Preferred Brand Drugs Tier 3- Non-Preferred Generic Drugs Tier 7- Non-Preferred Specialty Drugs Tier 4- Preferred Brand Drugs Telehealth- Primary Care Visits Telehealth- Specialist Visits |
More Limited Benefits | Skilled Nursing Facility Acupuncture Outpatient Rehabilitation Services Habilitation Services Chiropractic Care Rehabilitative Occupational and Rehabilitative Physical Therapy Rehabilitative Speech Therapy |
More Excluded Benefits | Bariatric Surgery Infertility Treatment Private-Duty Nursing Weight Loss Programs Treatment for Temporomandibular Joint Disorders Long-Term/Custodial Nursing Home Care |
ObamaCare’s Silver Plan is a type of Metal Plan on the Health Insurance Marketplace. Silver Plans qualify for both Tax Credits and Cost Sharing subsidies.Silver Plans have lower out-of-pocket costs than Bronze Plans but higher out- of-pocket costs than both Gold and Platinum Plans. All Silver Plans share the same minimum health benefits, but the way they charge out-of-pocket costs can differ significantly.
The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan. The Silver Plan pays 70% of covered medical costs for a typical enrollee. Silver Plans are also the only metal plans which offer cost-sharing reduction (CSR) versions to consumers that require financial assistance for out-of-pocket costs.
The monthly premium for a Silver Plan depends on the insurer from whom you purchase the plan, the number of people to be insured by the plan, your age, whether you smoke, and the region in which you live. You can use HealthPocket’s comparison tool to compare Silver Plan premiums in your area.
The Open Enrollment period for the 2018 Affordable Care Act health plans begins November 1, 2017 and ends December 15, 2017. See our Open Enrollment article for more information.
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HealthPocket.com provides information on insurance products. If you choose to obtain a quote or apply for an insurance plan, you may be transferred to a partner website to complete your request. Always review the privacy and terms of use of the partner website.
HealthPocket.com is a free information source. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. While on our site, if you click on a plan or link, you may be directed to one of our partners who offers health insurance products. HealthPocket, Inc. is part of the Benefytt Technologies, Inc. family of companies.
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