Insurance Type | ACA (Obamacare) |
Plan Name | HMO HSA 3600 - Flex |
Plan ID | hhs-36046MA0750111 |
Plan Year | 2021 |
Insurance Provider | Harvard Pilgrim |
Metal Level | Expanded Bronze |
Plan Type | HMO |
Deductible | $3,600 |
Out-of-Pocket Maximum | $7,000 |
Plan Highlights |
Costs for Medical Care | |
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Primary Care Visit to Treat an Injury or Illness | $100 Copay after deductible |
Specialist Visit | $150 Copay after deductible |
Laboratory Outpatient and Professional Services | $25 Copay after deductible |
X-rays and Diagnostic Imaging | $140 Copay after deductible |
Diagnostic Imaging such as MRIs, CT, and PET scans | $750 Copay after deductible |
Deductible - Family | $7200 per group |
Out-of-Pocket Maximum - Family | $14000 per group |
Prescription drug coverage | |
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Generic Drugs | $30 Copay after deductible |
Preferred Brand Drugs | $150 Copay after deductible |
Non-Preferred Brand Drugs | $225 Copay after deductible |
Specialty Drugs | $225 Copay after deductible |
Access to doctors and hospitals | |
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Provider directory URL | http://www.providerlookuponline.com/Harvardpilgrim/po7/Search.aspx |
Does this plan have access to a national provider network? | No |
Is a referral required to see a Specialist? | Yes - A Referral is Needed for all Specialist except for OB/GYN, Chiropractic Care, Routine Eye Exams, and Mental Health Providers. |
Does this plan cover services outside plan service area? | Not Covered |
Does this plan cover services outside the country? | Not Covered |
Hospital services | |
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Emergency Room Services | $1750 Copay after deductible |
Inpatient Hospital Services (e.g., Hospital Stay) | $2000 Copay per Stay after deductible |
Inpatient Physician and Surgical Services | $2000 Copay after deductible |
Emergency Transportation or Ambulance Service | $250 Copay after deductible |
Maternity | |
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Prenatal and Postnatal Care | No Charge |
Delivery and all inpatient services for maternity care | $2000 Copay after deductible |
Mental Health | |
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Mental/Behavioral Health Outpatient Services | $100 Copay after deductible |
Mental/Behavioral Health Inpatient Services | $2000 Copay per Stay after deductible |
Substance use disorder outpatient services | $100 Copay after deductible |
Substance use disorder inpatient services | $2000 Copay per Stay after deductible |
Medical Management Programs | |
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Does this plan offer disease managment programs? | Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs |
Does this plan offer a wellness program? | Included |
Vision Coverage | |
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Routine Eye Exam for Children | Included |
Eye Glasses for Children | Included |
Routine Eye Exam for Adults | Included |
Child Dental Coverage | |
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Child Dental Coverage - Routine Dental Care | Included |
Child Dental Coverage - Basic Dental Care | Included |
Child Dental Coverage - Orthodontia | Included |
Child Dental Coverage - Major Dental Care | Included |
Adult Dental Coverage | |
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Adult Dental Coverage - Routine Dental Care | Not Covered |
Adult Dental Coverage - Basic Dental Care | Not Covered |
Adult Dental Coverage - Orthodontia | Not Covered |
Adult Dental Coverage - Major Dental Care | Not Covered |
Exclusions and Limitations | |
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More Included Benefits | Other Practitioner Office Visit (Nurse, Physician Assistant) Preventive Care/Screening/Immunization Acupuncture Bariatric Surgery Infertility Treatment Imaging (CT/PET Scans, MRIs) Outpatient Surgery Physician/Surgical Services Urgent Care Centers or Facilities Inpatient Physician and Surgical Services Home Health Care Services Durable Medical Equipment Hospice Services Chiropractic Care Routine Foot Care Diabetes Care Management Abortion for Which Public Funding is Prohibited Accidental Dental Allergy Testing Chemotherapy Diabetes Education Dialysis Infusion Therapy Laboratory Outpatient and Professional Services Nutritional Counseling Prosthetic Devices Radiation Reconstructive Surgery Rehabilitative Speech Therapy Transplant Well Baby Visits and Care Bone Marrow Transplants for Treatment of Breast Cancer Cardiac Rehabilitation Clinical Trials Congenital Anomaly, including Cleft Lip/Palate Contraceptive Services Early Intervention Services Hormone Replacement Therapy (HRT) Human Leukocyte Antigen Testing Hypodermic Syringes or Needles Nutrition/Formulas Off Label Prescription Drugs Childbirth Classes Fitness Club Reimbursement Low Protein Foods Minor Dental Care - Child Retail Health Clinics Outpatient Facility Fee (e.g., Ambulatory Surgery Center) Inherited Metabolic Disorders - PKU |
More Limited Benefits | Skilled Nursing Facility Hearing Aids Weight Loss Programs Outpatient Rehabilitation Services Habilitation Services Dental Check-Up for Children Inpatient Rehabilitation Services Rehabilitative Occupational and Rehabilitative Physical Therapy Treatment for Temporomandibular Joint Disorders Wigs |
More Excluded Benefits | Cosmetic Surgery Private-Duty Nursing Long-Term/Custodial Nursing Home Care |
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