Insurance Type | ACA (Obamacare) |
Plan Name | BCBSVT Bronze Plan |
Plan ID | hhs-13627VT0340005 |
Plan Year | 2021 |
Insurance Provider | BlueCross BlueShield of Vermont |
Metal Level | Expanded Bronze |
Plan Type | EPO |
Deductible | $6,250 |
Out-of-Pocket Maximum | $8,400 |
Plan Highlights |
Costs for Medical Care | |
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Primary Care Visit to Treat an Injury or Illness | $35 Copay after deductible |
Specialist Visit | $90 Copay after deductible |
Laboratory Outpatient and Professional Services | 50.00% Coinsurance after deductible |
X-rays and Diagnostic Imaging | 50.00% Coinsurance after deductible |
Diagnostic Imaging such as MRIs, CT, and PET scans | 50.00% Coinsurance after deductible |
Deductible - Family | $12500 per group |
Out-of-Pocket Maximum - Family | $16800 per group |
Prescription drug coverage | |
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Generic Drugs | $15 Copay |
Preferred Brand Drugs | $85 Copay after deductible |
Non-Preferred Brand Drugs | 60.00% Coinsurance after deductible |
Specialty Drugs | 60.00% Coinsurance after deductible |
Access to doctors and hospitals | |
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Provider directory URL | http://www.bcbsvt.com/member/MemberBenefits/directories/Participating_Providers.pdf |
Does this plan have access to a national provider network? | Yes |
Is a referral required to see a Specialist? | Not Covered |
Does this plan cover services outside plan service area? | Yes - Members may use preferred providers nationally through the BlueCard network. |
Does this plan cover services outside the country? | Yes - All members traveling outside the U.S. have access to the BlueCard Worldwide program. |
Hospital services | |
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Emergency Room Services | 50.00% Coinsurance after deductible |
Inpatient Hospital Services (e.g., Hospital Stay) | 50.00% Coinsurance after deductible |
Inpatient Physician and Surgical Services | 50.00% Coinsurance after deductible |
Emergency Transportation or Ambulance Service | $100 Copay after deductible |
Maternity | |
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Prenatal and Postnatal Care | $35 Copay after deductible |
Delivery and all inpatient services for maternity care | 50.00% Coinsurance after deductible |
Mental Health | |
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Mental/Behavioral Health Outpatient Services | 50.00% Coinsurance after deductible |
Mental/Behavioral Health Inpatient Services | 50.00% Coinsurance after deductible |
Substance use disorder outpatient services | 50.00% Coinsurance after deductible |
Substance use disorder inpatient services | 50.00% Coinsurance after deductible |
Medical Management Programs | |
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Does this plan offer disease managment programs? | Asthma, Depression, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs |
Does this plan offer a wellness program? | Included |
Vision Coverage | |
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Routine Eye Exam for Children | Included |
Eye Glasses for Children | Included |
Routine Eye Exam for Adults | Not Covered |
Child Dental Coverage | |
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Child Dental Coverage - Routine Dental Care | Included |
Child Dental Coverage - Basic Dental Care | Included |
Child Dental Coverage - Orthodontia | Included |
Child Dental Coverage - Major Dental Care | Included |
Adult Dental Coverage | |
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Adult Dental Coverage - Routine Dental Care | Not Covered |
Adult Dental Coverage - Basic Dental Care | Not Covered |
Adult Dental Coverage - Orthodontia | Not Covered |
Adult Dental Coverage - Major Dental Care | Not Covered |
Exclusions and Limitations | |
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More Included Benefits | Other Practitioner Office Visit (Nurse, Physician Assistant) Preventive Care/Screening/Immunization Skilled Nursing Facility Bariatric Surgery Private-Duty Nursing Imaging (CT/PET Scans, MRIs) Outpatient Facility Fee (e.g., Ambulatory Surgery Center) Outpatient Surgery Physician/Surgical Services Urgent Care Centers or Facilities Inpatient Physician and Surgical Services Home Health Care Services Habilitation Services Durable Medical Equipment Hospice Services Dental Check-Up for Children Chiropractic Care Dental Anesthesia Diabetes Care Management Mental Health Other Accidental Dental Allergy Testing Chemotherapy Diabetes Education Dialysis Infusion Therapy Laboratory Outpatient and Professional Services Prosthetic Devices Radiation Reconstructive Surgery Transplant Treatment for Temporomandibular Joint Disorders Well Baby Visits and Care Bones/Joints Clinical Trials Nutrition/Formulas Off Label Prescription Drugs Outpatient Contraceptive Services Including Sterilizations Prescription Drugs Other Outpatient Facility Fee (e.g., Ambulatory Surgery Center) |
More Limited Benefits | Outpatient Rehabilitation Services Nutritional Counseling Rehabilitative Occupational and Rehabilitative Physical Therapy Rehabilitative Speech Therapy |
More Excluded Benefits | Acupuncture Cosmetic Surgery Hearing Aids Infertility Treatment Long Term Care Weight Loss Programs Routine Foot Care Non-Emergency Care When Traveling Outside the U.S. Dental Care - Adult Abortion for Which Public Funding is Prohibited Long-Term/Custodial Nursing Home Care |
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