Insurance Type | ACA (Obamacare) |
Plan Name | BlueSolutions for HSA Direct 6300/12600 WPDAcu |
Plan ID | hhs-15287RI1150003 |
Plan Year | 2021 |
Insurance Provider | Blue Cross Blue Shield of Rhode Island |
Metal Level | Expanded Bronze |
Plan Type | PPO |
Deductible | $6,300 |
Out-of-Pocket Maximum | $7,000 |
Plan Highlights |
Costs for Medical Care | |
---|---|
Primary Care Visit to Treat an Injury or Illness | 10.00% Coinsurance after deductible |
Specialist Visit | 10.00% Coinsurance after deductible |
Laboratory Outpatient and Professional Services | 10.00% Coinsurance after deductible |
X-rays and Diagnostic Imaging | 10.00% Coinsurance after deductible |
Diagnostic Imaging such as MRIs, CT, and PET scans | 10.00% Coinsurance after deductible |
Deductible - Family | $12600 per group |
Out-of-Pocket Maximum - Family | $14000 per group |
Prescription drug coverage | |
---|---|
Generic Drugs | $35 Copay after deductible |
Preferred Brand Drugs | $60 Copay after deductible |
Non-Preferred Brand Drugs | $100 Copay after deductible |
Specialty Drugs | $200 Copay after deductible |
Access to doctors and hospitals | |
---|---|
Provider directory URL | https://www.bcbsri.com/finddoctor |
Does this plan have access to a national provider network? | Yes |
Is a referral required to see a Specialist? | Not Covered |
Does this plan cover services outside plan service area? | Yes - For BlueCard Access call 1-800-810-BLUE (2583) or visit the BlueCard PPO Doctor and Hospital finder web page at www.bcbs.com. |
Does this plan cover services outside the country? | No - Coverage for urgent or emergent care only. |
Hospital services | |
---|---|
Emergency Room Services | 10.00% Coinsurance after deductible |
Inpatient Hospital Services (e.g., Hospital Stay) | 10.00% Coinsurance after deductible |
Inpatient Physician and Surgical Services | 10.00% Coinsurance after deductible |
Emergency Transportation or Ambulance Service | 10.00% Coinsurance after deductible |
Maternity | |
---|---|
Prenatal and Postnatal Care | 10.00% Coinsurance after deductible |
Delivery and all inpatient services for maternity care | 10.00% Coinsurance after deductible |
Mental Health | |
---|---|
Mental/Behavioral Health Outpatient Services | 10.00% Coinsurance after deductible |
Mental/Behavioral Health Inpatient Services | 10.00% Coinsurance after deductible |
Substance use disorder outpatient services | 10.00% Coinsurance after deductible |
Substance use disorder inpatient services | 10.00% Coinsurance after deductible |
Medical Management Programs | |
---|---|
Does this plan offer disease managment programs? | Asthma, Diabetes, High Blood Pressure & High Cholesterol |
Does this plan offer a wellness program? | Not Covered |
Vision Coverage | |
---|---|
Routine Eye Exam for Children | Included |
Eye Glasses for Children | Included |
Routine Eye Exam for Adults | Included |
Child Dental Coverage | |
---|---|
Child Dental Coverage - Routine Dental Care | Included |
Child Dental Coverage - Basic Dental Care | Included |
Child Dental Coverage - Orthodontia | Included |
Child Dental Coverage - Major Dental Care | Included |
Adult Dental Coverage | |
---|---|
Adult Dental Coverage - Routine Dental Care | Not Covered |
Adult Dental Coverage - Basic Dental Care | Not Covered |
Adult Dental Coverage - Orthodontia | Not Covered |
Adult Dental Coverage - Major Dental Care | Not Covered |
Exclusions and Limitations | |
---|---|
More Included Benefits | Other Practitioner Office Visit (Nurse, Physician Assistant) Skilled Nursing Facility Bariatric Surgery Hearing Aids Private-Duty Nursing Imaging (CT/PET Scans, MRIs) Outpatient Surgery Physician/Surgical Services Urgent Care Centers or Facilities Inpatient Physician and Surgical Services Home Health Care Services Outpatient Rehabilitation Services Habilitation Services Durable Medical Equipment Hospice Services Routine Foot Care Accidental Dental Allergy Testing Chemotherapy Diabetes Education Dialysis Infusion Therapy Laboratory Outpatient and Professional Services Nutritional Counseling Prosthetic Devices Radiation Reconstructive Surgery Rehabilitative Occupational and Rehabilitative Physical Therapy Rehabilitative Speech Therapy Transplant Well Baby Visits and Care Outpatient Facility Fee (e.g., Ambulatory Surgery Center) |
More Limited Benefits | Preventive Care/Screening/Immunization Acupuncture Infertility Treatment Dental Check-Up for Children Chiropractic Care |
More Excluded Benefits | Cosmetic Surgery Weight Loss Programs Abortion for Which Public Funding is Prohibited Treatment for Temporomandibular Joint Disorders Long-Term/Custodial Nursing Home Care |
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HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, or an individual and family health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is part of the Benefytt Technologies, Inc. family of companies.