Insurance Type | ACA (Obamacare) |
Plan Name | Ambetter Essential Care 5 (2021) + Vision + Adult Dental |
Plan ID | hhs-90714MS0030010 |
Plan Year | 2021 |
Insurance Provider | Ambetter |
Metal Level | Expanded Bronze |
Plan Type | HMO |
Deductible | $8,100 |
Out-of-Pocket Maximum | $8,500 |
Plan Highlights |
Costs for Medical Care | |
---|---|
Primary Care Visit to Treat an Injury or Illness | $40 Copay |
Specialist Visit | $90 Copay |
Laboratory Outpatient and Professional Services | $45 Copay |
X-rays and Diagnostic Imaging | 50.00% Coinsurance after deductible |
Diagnostic Imaging such as MRIs, CT, and PET scans | 50.00% Coinsurance after deductible |
Deductible - Family | $16200 per group |
Out-of-Pocket Maximum - Family | $17000 per group |
Prescription drug coverage | |
---|---|
Generic Drugs | $30 Copay |
Preferred Brand Drugs | 50.00% Coinsurance after deductible |
Non-Preferred Brand Drugs | 50.00% Coinsurance after deductible |
Specialty Drugs | 50.00% Coinsurance after deductible |
Access to doctors and hospitals | |
---|---|
Provider directory URL | https://providersearch.ambetterhealth.com/ |
Does this plan have access to a national provider network? | No |
Is a referral required to see a Specialist? | Not Covered |
Does this plan cover services outside plan service area? | Not Covered |
Does this plan cover services outside the country? | Not Covered |
Hospital services | |
---|---|
Emergency Room Services | 50.00% Coinsurance after deductible |
Inpatient Hospital Services (e.g., Hospital Stay) | 50.00% Coinsurance after deductible |
Inpatient Physician and Surgical Services | 50.00% Coinsurance after deductible |
Emergency Transportation or Ambulance Service | 50.00% Coinsurance after deductible |
Maternity | |
---|---|
Prenatal and Postnatal Care | $40 Copay |
Delivery and all inpatient services for maternity care | 50.00% Coinsurance after deductible |
Mental Health | |
---|---|
Mental/Behavioral Health Outpatient Services | $40 Copay |
Mental/Behavioral Health Inpatient Services | 50.00% Coinsurance after deductible |
Substance use disorder outpatient services | $40 Copay |
Substance use disorder inpatient services | 50.00% Coinsurance after deductible |
Medical Management Programs | |
---|---|
Does this plan offer disease managment programs? | Asthma, Diabetes, Heart Disease, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy |
Does this plan offer a wellness program? | Not Covered |
Vision Coverage | |
---|---|
Routine Eye Exam for Children | Included |
Eye Glasses for Children | Included |
Routine Eye Exam for Adults | Included |
Child Dental Coverage | |
---|---|
Child Dental Coverage - Routine Dental Care | Not Covered |
Child Dental Coverage - Basic Dental Care | Not Covered |
Child Dental Coverage - Orthodontia | Not Covered |
Child Dental Coverage - Major Dental Care | Not Covered |
Adult Dental Coverage | |
---|---|
Adult Dental Coverage - Routine Dental Care | Included |
Adult Dental Coverage - Basic Dental Care | Included |
Adult Dental Coverage - Orthodontia | Not Covered |
Adult Dental Coverage - Major Dental Care | Included |
Exclusions and Limitations | |
---|---|
More Included Benefits | Other Practitioner Office Visit (Nurse, Physician Assistant) Preventive Care/Screening/Immunization Imaging (CT/PET Scans, MRIs) Outpatient Surgery Physician/Surgical Services Urgent Care Centers or Facilities Inpatient Physician and Surgical Services Home Health Care Services Durable Medical Equipment Routine Foot Care Dental Anesthesia Diabetes Care Management Mental Health Other Accidental Dental Allergy Testing Chemotherapy Diabetes Education Dialysis Infusion Therapy Laboratory Outpatient and Professional Services Prosthetic Devices Radiation Reconstructive Surgery Transplant Well Baby Visits and Care Off Label Prescription Drugs Outpatient Facility Fee (e.g., Ambulatory Surgery Center) Mental/Behavioral Health Emergency Room Mental/Behavioral Health Emergency Transportation/Ambulance Mental/Behavioral Health ER Physician Fee Mental/Behavioral Health Outpatient Other Services Mental/Behavioral Health Urgent Care Substance Use Disorder Emergency Room Substance Use Disorder Emergency Transportation/Ambulance Substance Use Disorder ER Physician Fee Substance Use Disorder Outpatient Other Services Substance Use Disorder Urgent Care Telehealth and Virtual Care |
More Limited Benefits | Skilled Nursing Facility Outpatient Rehabilitation Services Habilitation Services Hospice Services Chiropractic Care Dental Care - Adult Rehabilitative Occupational and Rehabilitative Physical Therapy Rehabilitative Speech Therapy Treatment for Temporomandibular Joint Disorders Cardiac Rehabilitation Inpatient Rehabilitation Eyeglasses for Adults |
More Excluded Benefits | Acupuncture Bariatric Surgery Cosmetic Surgery Hearing Aids Infertility Treatment Long Term Care Private-Duty Nursing Weight Loss Programs Dental Check-Up for Children Abortion for Which Public Funding is Prohibited Nutritional Counseling Long-Term/Custodial Nursing Home Care |
Premium | Plan Name | Deductible | |
---|---|---|---|
from $408 | Cigna Connect 8200 ($0 Telehealth) | $8,200.00 | Select |
from $414 | Ambetter Essential Care 5 (2021) | $8,100.00 | Select |
from $439 | Cigna Connect 8100 ($0 Telehealth) | $8,100.00 | Select |
from $443 | Ambetter Balanced Care 32 with Walgreens | $8,100.00 | Select |
from $462 | Ambetter Balanced Care 32 with Walgreens + Vision + Adult Dental | $8,100.00 | Select |
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HealthPocket.com is a free information source. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. While on our site, if you click on a plan or link, you may be directed to one of our partners who offers health insurance products. HealthPocket, Inc. is part of the Benefytt Technologies, Inc. family of companies.
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