Insurance Type | ACA (Obamacare) |
Plan Name | Ambetter Essential Care 2 HSA + Vision + Adult Dental |
Plan ID | hhs-27833IL0150051 |
Plan Year | 2021 |
Insurance Provider | Ambetter of Illinois |
Metal Level | Expanded Bronze |
Plan Type | HMO |
Deductible | $6,900 |
Out-of-Pocket Maximum | $6,900 |
Plan Highlights |
Costs for Medical Care | |
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Deductible - Family | $13800 per group |
Out-of-Pocket Maximum - Family | $13800 per group |
Access to doctors and hospitals | |
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Provider directory URL | https://www.ambetterofillinois.com/findadoc |
Does this plan have access to a national provider network? | No |
Is a referral required to see a Specialist? | Yes - All except for mental or behavioral health services, obstetrical or gynecological treatment. |
Does this plan cover services outside plan service area? | Not Covered |
Does this plan cover services outside the country? | Not Covered |
Medical Management Programs | |
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Does this plan offer disease managment programs? | Asthma, Diabetes, Heart Disease, Pregnancy |
Does this plan offer a wellness program? | Not Covered |
Vision Coverage | |
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Routine Eye Exam for Children | Included |
Eye Glasses for Children | Included |
Routine Eye Exam for Adults | Included |
Child Dental Coverage | |
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Child Dental Coverage - Routine Dental Care | Not Covered |
Child Dental Coverage - Basic Dental Care | Not Covered |
Child Dental Coverage - Orthodontia | Not Covered |
Child Dental Coverage - Major Dental Care | Not Covered |
Adult Dental Coverage | |
---|---|
Adult Dental Coverage - Routine Dental Care | Included |
Adult Dental Coverage - Basic Dental Care | Included |
Adult Dental Coverage - Orthodontia | Not Covered |
Adult Dental Coverage - Major Dental Care | Not Covered |
Exclusions and Limitations | |
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More Included Benefits | Other Practitioner Office Visit (Nurse, Physician Assistant) Preventive Care/Screening/Immunization Skilled Nursing Facility Bariatric Surgery Cosmetic Surgery Infertility Treatment Private-Duty Nursing Imaging (CT/PET Scans, MRIs) Outpatient Surgery Physician/Surgical Services Urgent Care Centers or Facilities Inpatient Physician and Surgical Services Home Health Care Services Outpatient Rehabilitation Services Habilitation Services Durable Medical Equipment Hospice Services Routine Foot Care Dental Anesthesia Inherited Metabolic Disorder - PKU Abortion for Which Public Funding is Prohibited Accidental Dental Allergy Testing Chemotherapy Diabetes Education Dialysis Infusion Therapy Laboratory Outpatient and Professional Services Nutritional Counseling Prosthetic Devices Radiation Reconstructive Surgery Rehabilitative Occupational and Rehabilitative Physical Therapy Rehabilitative Speech Therapy Transplant Treatment for Temporomandibular Joint Disorders Well Baby Visits and Care Autism Spectrum Disorders Bones/Joints Breast Implant Removal Cardiac Rehabilitation Multiple Sclerosis Organ Transplants Prescription Drugs Other Outpatient Facility Fee (e.g., Ambulatory Surgery Center) Mental/Behavioral Health Emergency Room Mental/Behavioral Health Emergency Transportation/Ambulance Mental/Behavioral Health ER Physician Fee Mental/Behavioral Health Outpatient Other Services Mental/Behavioral Health Urgent Care Substance Use Disorder Emergency Room Substance Use Disorder Emergency Transportation/Ambulance Substance Use Disorder ER Physician Fee Substance Use Disorder Outpatient Other Services Substance Use Disorder Urgent Care |
More Limited Benefits | Hearing Aids Chiropractic Care Eyeglasses for Adults Naprapathic Service |
More Excluded Benefits | [object Object] |
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