Insurance Type | ACA (Obamacare) |
Plan Name | Healthy Premier Silver Copay |
Plan ID | qhp-42261UT0060002 |
Plan Year | 2020 |
Insurance Provider | University of Utah Health Insurance Plans |
Metal Level | Silver |
Plan Type | EPO |
Deductible | $3,500 |
Out-of-Pocket Maximum | $8,000 |
Plan Highlights |
Costs for Medical Care | |
---|---|
Primary Care Visit to Treat an Injury or Illness | $30 Copay |
Specialist Visit | $75 Copay |
Laboratory Outpatient and Professional Services | 40.00% Coinsurance after deductible |
X-rays and Diagnostic Imaging | 40.00% Coinsurance after deductible |
Deductible - Family | $7000 |
Out-of-Pocket Maximum - Family | $16000 |
Prescription drug coverage | |
---|---|
Generic Drugs | $15 Copay |
Preferred Brand Drugs | 25% Coinsurance after deductible |
Non-Preferred Brand Drugs | 50% Coinsurance after deductible |
Specialty Drugs | 25% Coinsurance after deductible |
Access to doctors and hospitals | |
---|---|
Provider directory URL | https://app.healthcare.utah.edu/externalProviders/search?planId=9 |
Hospital services | |
---|---|
Emergency Room Services | $500 Copay |
Inpatient Hospital Services (e.g., Hospital Stay) | 40% Coinsurance after deductible |
Inpatient Physician and Surgical Services | 40% Coinsurance after deductible |
Maternity | |
---|---|
Prenatal and Postnatal Care | 40.00% Coinsurance after deductible |
Mental Health | |
---|---|
Mental/Behavioral Health Outpatient Services | 40.00% Coinsurance after deductible |
Mental/Behavioral Health Inpatient Services | 40.00% Coinsurance after deductible |
Vision Coverage | |
---|---|
Routine Eye Exam for Children | No Charge |
Eye Glasses for Children | No Charge |
Exclusions and Limitations | |
---|---|
More Included Benefits | Skilled Nursing Facility Outpatient Rehabilitation Services Habilitation Services Durable Medical Equipment Imaging (CT/PET Scans, MRIs) Preventive Care/Screening/Immunization Rehabilitative Speech Therapy Rehabilitative Occupational and Rehabilitative Physical Therapy Well Baby Visits and Care Inpatient Physician and Surgical Services Other Practitioner Office Visit (Nurse, Physician Assistant) Outpatient Facility Fee (e.g., Ambulatory Surgery Center) Outpatient Surgery Physician/Surgical Services Hospice Services Urgent Care Centers or Facilities Home Health Care Services Transplant Dialysis Allergy Testing Chemotherapy Radiation Diabetes Education Infusion Therapy Reconstructive Surgery Autism Spectrum Disorders Inherited Metabolic Disorder - PKU |
More Excluded Benefits | Cosmetic Surgery Chiropractic Care Hearing Aids Routine Foot Care Acupuncture Weight Loss Programs Dental Check-Up for Children Bariatric Surgery Infertility Treatment Long-Term/Custodial Nursing Home Care Private-Duty Nursing Abortion for Which Public Funding is Prohibited Accidental Dental Prosthetic Devices Treatment for Temporomandibular Joint Disorders Nutritional Counseling |
Premium | Plan Name | Deductible | |||
---|---|---|---|---|---|
from $225 |
| $3,600.00 | Select | ||
from $254 |
| $3,600.00 | Select | ||
from $255 |
| $3,500.00 | Select | ||
from $288 |
| $3,500.00 | Select | ||
from $343 |
| $3,500.00 | Select |
ObamaCare’s Silver Plan is a type of Metal Plan on the Health Insurance Marketplace. Silver Plans qualify for both Tax Credits and Cost Sharing subsidies.Silver Plans have lower out-of-pocket costs than Bronze Plans but higher out- of-pocket costs than both Gold and Platinum Plans. All Silver Plans share the same minimum health benefits, but the way they charge out-of-pocket costs can differ significantly.
The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan. The Silver Plan pays 70% of covered medical costs for a typical enrollee. Silver Plans are also the only metal plans which offer cost-sharing reduction (CSR) versions to consumers that require financial assistance for out-of-pocket costs.
The monthly premium for a Silver Plan depends on the insurer from whom you purchase the plan, the number of people to be insured by the plan, your age, whether you smoke, and the region in which you live. You can use HealthPocket’s comparison tool to compare Silver Plan premiums in your area.
The Open Enrollment period for the 2018 Affordable Care Act health plans begins November 1, 2017 and ends December 15, 2017. See our Open Enrollment article for more information.
HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, or an individual and family health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is part of the Health Insurance Innovations, Inc. family of companies (NASDAQ: HIIQ).
HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, or an individual and family health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is part of the Health Insurance Innovations, Inc. family of companies (NASDAQ: HIIQ).