Insurance Type | ACA (Obamacare) |
Plan Name | Confident Care Gold 1 +Vision |
Plan ID | qhp-64353OH0040001 |
Plan Year | 2020 |
Insurance Provider | Molina Healthcare |
Metal Level | Gold |
Plan Type | HMO |
Deductible | $2,925 |
Out-of-Pocket Maximum | $6,000 |
Plan Highlights |
Costs for Medical Care | |
---|---|
Primary Care Visit to Treat an Injury or Illness | $10 Copay |
Specialist Visit | $50 Copay |
Laboratory Outpatient and Professional Services | Not Applicable |
X-rays and Diagnostic Imaging | 20.00% Coinsurance after deductible |
Deductible - Family | $5850 |
Out-of-Pocket Maximum - Family | $12000 |
Prescription drug coverage | |
---|---|
Generic Drugs | $10 Copay |
Preferred Brand Drugs | $50 Copay |
Non-Preferred Brand Drugs | 30% Coinsurance after deductible |
Specialty Drugs | 30% Coinsurance after deductible |
Access to doctors and hospitals | |
---|---|
Provider directory URL | https://providersearch.molinahealthcare.com/Provider/ProviderSearch?RedirectFrom=MolinaStaticWeb&memstate=oh&State=oh&Coverage=NA |
Hospital services | |
---|---|
Emergency Room Services | 20% Coinsurance after deductible |
Inpatient Hospital Services (e.g., Hospital Stay) | 20% Coinsurance after deductible |
Inpatient Physician and Surgical Services | 20% Coinsurance after deductible |
Maternity | |
---|---|
Prenatal and Postnatal Care | Not Applicable |
Mental Health | |
---|---|
Mental/Behavioral Health Outpatient Services | Not Applicable |
Mental/Behavioral Health Inpatient Services | 20.00% Coinsurance after deductible |
Vision Coverage | |
---|---|
Routine Eye Exam for Children | Not Applicable |
Eye Glasses for Children | Not Applicable |
Exclusions and Limitations | |
---|---|
More Included Benefits | Skilled Nursing Facility Allergy Testing Chemotherapy Radiation Diabetes Education Prosthetic Devices Infusion Therapy Treatment for Temporomandibular Joint Disorders Nutritional Counseling Other Practitioner Office Visit (Nurse, Physician Assistant) Outpatient Facility Fee (e.g., Ambulatory Surgery Center) Outpatient Surgery Physician/Surgical Services Hospice Services Infertility Treatment Private-Duty Nursing Urgent Care Centers or Facilities Home Health Care Services Inpatient Physician and Surgical Services Outpatient Rehabilitation Services Habilitation Services Chiropractic Care Durable Medical Equipment Imaging (CT/PET Scans, MRIs) Preventive Care/Screening/Immunization Rehabilitative Speech Therapy Rehabilitative Occupational and Rehabilitative Physical Therapy Well Baby Visits and Care Transplant Accidental Dental Dialysis Reconstructive Surgery |
More Excluded Benefits | Long-Term/Custodial Nursing Home Care Bariatric Surgery Cosmetic Surgery Hearing Aids Routine Foot Care Acupuncture Weight Loss Programs Dental Check-Up for Children Abortion for Which Public Funding is Prohibited |
Premium | Plan Name | Deductible | |||
---|---|---|---|---|---|
from $279 |
| $2,950.00 | Select | ||
from $292 |
| $2,950.00 | Select | ||
from $356 |
| $3,000.00 | Select | ||
from $377 |
| $2,950.00 | Select | ||
from $393 |
| $3,000.00 | Select |
ObamaCare’s Gold Plan is a type of Metal Plan on the Health Insurance Marketplace. Gold Plans qualify for Tax Credits, have high premiums, and good cost sharing. Gold plans mean higher premiums, less Tax Credits, but much better cost sharing on average than Silver or Bronze.
The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan. The Gold Plan typically pays 80% of covered medical costs.
The monthly premium for a Gold Plan depends on the insurer from whom you purchase the plan, the number of people to be insured by the plan, your age, whether you smoke, and your geographic region. You can use HealthPocket’s comparison tool to compare Gold Plan premiums in your area.
The Open Enrollment period for the 2018 Affordable Care Act health plans begins November 1, 2017 and ends December 15, 2017. See our Open Enrollment article for more information.
HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, or an individual and family health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is part of the Health Insurance Innovations, Inc. family of companies (NASDAQ: HIIQ).
HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, or an individual and family health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is part of the Health Insurance Innovations, Inc. family of companies (NASDAQ: HIIQ).