Commonly known as Obamacare plans, Individual and Family Health Insurance Plans are health insurance plans that meet the requirements of the Affordable Care Act. With inclusivity in mind, the framework of these plans were designed to give a health coverage option to all individuals regardless of current health conditions and household income without needing to worry about pre existing conditions.
One of the biggest features of Obamacare plans is that they are required to offer a series of benefits known as "Essential Health Benefits." These benefits include provisions such as maternity care and pharmaceutical coverage, that may not have been available on plans in the past.
Around since 2014, Obamacare plans have become one of the most popular options for individuals and families who may not have access to health insurance through other sources.
In recent years, health insurance has been rapidly changing to meet the needs of Americans, but those changes may leave many people unsure about what plan would be best for them. At HealthPocket, we understand the confusion, and really try to make sure that everyone knows how to compare their health insurance options.