Health coverage seen as a right by most Americans, but many unwilling to pay the costs
InfoPoll | 07-31-19

Health coverage seen as a right by most Americans, but many unwilling to pay the costs

There is a dilemma facing American society with regards to health insurance: more than 70% of respondents see health insurance as a human right, but only about a third of the respondents say they are willing to pay for someone else’s health insurance if they could not afford it.

HealthPocket recently conducted a poll asking consumers about their overall feelings regarding health insurance and whether they believe insurance is a human right. The poll covered questions on how consumers felt about their current health insurance, whether coverage is a necessity, and whether consumers would be willing to cover the costs of others if they were in need of health insurance.

As health insurance policy continues to be a large source of debate in recent years, HealthPocket has conducted the latest in a series of polls measuring the overall sentiment in the United States. For this latest poll we wanted to understand how people feel about their health insurance, and health insurance in general.

How unhappy would you be if you couldn’t keep your current plan?

When asked whether or not they would be unhappy if they could not keep their current health insurance plan, over 56% of respondents stated that they would be unhappy. In general, people seem to like their health insurance plan, and would not like to see their coverage changed whether that be through the proposed Medicare For All options, or other health insurance policy changes that are currently on the table.

Do you think that health insurance is a human right?

Although not everyone is a fan of their own health insurance plan, the vast majority (70%) believe that health insurance is a human right. It is clear that Americans have a strong belief that everyone should have access to healthcare.

Would you be willing to pay for someone else's health insurance if they couldn't afford it?

70% of respondents believe that health insurance is a human right, but only 33% of those are willing to pay for someone else's health coverage if they do not have an affordable option. This shows a strong disconnect between people's moral beliefs and where they are willing to spend their money.

With regard to the previous question, how much would you be willing to spend monthly to pay for someone else's insurance?

Of those who said they would be willing to pay for someone else's health insurance if they could not afford it, 77% said they would only be willing to spend $50 or less on that coverage. With the average lowest cost bronze plan for a 40 year old non smoker on the federal exchange, Healthcare.gov, costing over $370 per month, the amount people are willing to spend is much lower than actual cost. In fact, only 3% said that they would be willing to pay $250 for someone else's insurance.

METHODOLOGY: The results above were gathered through an online poll of nearly two thousand people who are the head of a household and between the ages of 18-64. The poll was conducted on July 24-26 and was weighted to get representative samples from each state based on population.

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HealthPocket is a free information source designed to help consumers find medical coverage. Whether you are looking for Medicare, Medicaid or an individual health insurance plan, we will help you find the right healthcare option and save on your out of pocket healthcare costs. We receive our data from government, non-profit and private sources, and you should confirm key provisions of your coverage with your selected health plan. If you select a plan presented on our site, you will be directed (via a click or a call) to one of our partners who can help you with your application. Our website is not a health insurance agency and not affiliated with and does not represent or endorse any health plan. HealthPocket, Inc. is a wholly owned subsidiary of Health Plan Intermediaries Holdings LLC (NASDAQ: HIIQ)