Consumer Harm in Proposed Short-Term Health Insurance Rule -
InfoStat | 07-31-16

Major Consumer Harm Hidden in Proposed Short-Term Health Insurance Rule

Major Consumer Harm Hidden in Proposed Short-Term Health Insurance Rule

On June 10, 2016, the IRS posted a Proposed Rule (ID: IRS-2016-0021-0001) that, for the portion addressing short-term health insurance, would rewrite state and federal regulation on an insurance product that has served consumers for over 30 years. This HealthPocket White Paper documents the unintended yet substantial consumer harm that will result if the new regulations on short-term health insurance contained in the Proposed Rule are implemented unmodified. In order to prevent this harm, at the conclusion of this White Paper, HealthPocket recommends an essential change to the Proposed Rule.

Major Consumer Harm Hidden in Proposed Short-Term Health Insurance Rule


Kev Coleman

Kev Coleman was the Head of Research & Data where he was the author of the HealthPocket InfoStat Reports. Mr. Coleman had been performed research across the healthcare market, leveraging emerging sources of data from government, nonprofit, and private sectors. Key areas of study for Mr. Coleman include healthcare consumerism and issues associated with the implementation of the Affordable Care Act.

Mr. Coleman lives in New England and holds degrees from Eastern Nazarene College, Yale University, and Duke University. His professional career includes over a decade of executive work in consumer-facing healthcare and financial technology. provides information on insurance products. If you choose to obtain a quote or apply for an insurance plan, you may be transferred to a partner website to complete your request. Always review the privacy and terms of use of the partner website.

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