On June 10, 2016, the IRS posted a Proposed Rule (ID: IRS-2016-0021-0001) that, for the portion addressing short-term health insurance, would rewrite state and federal regulation on an insurance product that has served consumers for over 30 years. This HealthPocket White Paper documents the unintended yet substantial consumer harm that will result if the new regulations on short-term health insurance contained in the Proposed Rule are implemented unmodified. In order to prevent this harm, at the conclusion of this White Paper, HealthPocket recommends an essential change to the Proposed Rule.
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