Residents of Laramie, Wyoming have the option of enrolling in any one of 18 affordable Individual health plans available to them. In Laramie, the insurance carriers that offer the most Individual health plans to choose from are WINhealth and BlueCross BlueShield of Wyoming. In total, there are 2 insurance companies providing comprehensive Individual plans. Laramie offers 3 Bronze plans, 5 Silver plans, 5 Gold plans and 2 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 13 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the WINhealth Platinum plan from WINhealth, at a $502.00 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. The carrier with the largest selection of Individual plans in Laramie, Wyoming is WINhealth, which offers 13 plans with Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans.