Spencer, West Virginia residents can enroll in any one of the 21 affordable Individual health plans offered. Of the 2 insurance companies that offer Individual health plans in Spencer, CareSource and Highmark have the highest number of plans to choose from. Spencer offers 1 Bronze plans, 9 Silver plans, 4 Gold plans and 1 for consumers to choose.
If you don't mind using a Primary Care Physician (PCP), get one of the 11 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the CareSource Marketplace Bronze plan from CareSource. The monthly cost of this plan is $532.62.
Health plans are available at lower cost to you if you are eligible for premium tax credit. CareSource has 11 plans that participates in Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Spencer, West Virginia.
If you select Highmark as your Individual provider, you’ll have access to 14 participating doctors in Spencer.. Looking for a specialist? Pick from of the 11 doctors specializing in family medicine, the 4 emergency medicine specialists, or even the 3 surgery specialists who accept Individual health plans in Spencer.