Residents of Ottawa, West Virginia have the option of enrolling in any one of 31 affordable Individual health plans available to them. In Ottawa, the insurance carriers that offer the most Individual health plans to choose from are Highmark and CareSource. In total, there are 2 insurance companies providing comprehensive Individual plans. Ottawa offers 5 Bronze plans, 16 Silver plans, 4 Gold plans and 2 for consumers to choose.
8 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans If you don't mind using a Primary Care Physician (PCP), get one of the 15 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the CareSource Federal Simple Choice Bronze plan from CareSource. The monthly cost of this plan is $556.73.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Highmark has the largest selection of Individual plans for residents of Ottawa, West Virginia. They offer 15 plans with Health Maintenance Organization(HMO) network and 8 Preferred Provider Organization(PPO) network plans.