Lima, West Virginia residents can enroll in any one of the 31 affordable Individual health plans offered. You can choose from 2 Individual insurance carriers operating in Lima. The companies that offer the widest variety of plans are Highmark and CareSource. There are 5 Bronze plans, 16 Silver plans, 4 Gold plans and 2 Plantium plans available in Lima.
8 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 15 Individual HMO plans are available for you to choose. The lowest deductible Individual health plan is the my Blue Access WV EPO Silver 0 plan from Highmark, at a $678.48 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Highmark has the largest selection of Individual plans for residents of Lima, West Virginia. They offer 15 plans with Health Maintenance Organization(HMO) network and 8 Preferred Provider Organization(PPO) network plans.