Lima, West Virginia residents can enroll in any one of the 21 affordable Individual health plans offered. You can choose from 2 Individual insurance carriers operating in Lima. The companies that offer the widest variety of plans are CareSource and Highmark. There are 1 Bronze plans, 9 Silver plans, 4 Gold plans and 1 Plantium plans available in Lima.
You can select one of the 11 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the my Blue Access WV EPO Gold 0 - 2 Free PCP Visits plan from Highmark, at a $796.37 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. CareSource has the largest selection of Individual plans for residents of Lima, West Virginia. They offer 11 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.