Ethel, West Virginia residents can enroll in any one of the 31 affordable Individual health plans offered. Of the 2 insurance companies that offer Individual health plans in Ethel, Highmark and CareSource have the highest number of plans to choose from. Ethel offers 5 Bronze plans, 16 Silver plans, 4 Gold plans and 2 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 8 Preferred Provider Organization(PPO) plans. You can select one of the 15 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the my Blue Access WV EPO Silver 0 plan from Highmark, at a $745.58 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 15 plans that offer Health Maintenance Organization(HMO) and 8 Preferred Provider Organization(PPO) plans, Highmark has the largest selection of Individual plans for residents of Ethel, West Virginia.