Comprehensive insurance options are available in Charleston. There is a total of 31 affordable Individual health plans in Charleston for you to choose from. In Charleston, the insurance carriers that offer the most Individual health plans to choose from are Highmark and CareSource. In total, there are 2 insurance companies providing comprehensive Individual plans. There are 5 Bronze plans, 16 Silver plans, 4 Gold plans and 2 Plantium plans available in Charleston.
For those who would like to visit doctors outside of their networks, choose one of the 8 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 15 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the my Blue Access WV EPO Silver 0 plan from Highmark, at a $745.58 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 15 plans that offer Health Maintenance Organization(HMO) and 8 Preferred Provider Organization(PPO) plans, Highmark has the largest selection of Individual plans for residents of Charleston, West Virginia.