Residents of Spokane, Washington have the option of enrolling in any one of 12 affordable Individual health plans available to them. You can choose from 3 Individual insurance carriers operating in Spokane. The companies that offer the widest variety of plans are PacificSource Health Plans, Kaiser Permanente, and LifeWise Health Plan of Washington.
5 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can enroll in one of the 5 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Navigator Bronze HSA 6750 plan from PacificSource Health Plans, at $307.94 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Spokane, Washington is PacificSource Health Plans, which offers 5 plans with Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans.
Individual enrollees that need to see a specialist in Spokane are in luck, as the city has 14 doctors specializing in pathology, 2 physical therapists, and 2 massage therapists who accept Individual health plans.