Comprehensive insurance options are available in DHS. There is a total of 35 affordable Individual health plans in DHS for you to choose from. Of the 3 insurance companies that offer Individual health plans in DHS, Kaiser Permanente, CareFirst BlueCross BlueShield, and Cigna have the highest number of plans to choose from. DHS offers 2 Bronze plans, 14 Silver plans, 11 Gold plans and 4 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 4 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 26 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the KP VA Catastrophic 7900/0/Dental plan from Kaiser Permanente. The monthly cost of this plan is $282.03.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Kaiser Permanente has 26 plans that participates in Health Maintenance Organization(HMO) network and 4 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in DHS, Virginia.