Choose your personal and affordable insurance plan from 22 Individual health plans available in Charlottesville, Virginia. Of the 2 insurance companies that offer Individual health plans in Charlottesville, Optima Health and Anthem BCBS have the highest number of plans to choose from. Charlottesville consumers can choose from the following plans: 2 Bronze plans, 10 Silver plans, 3 Gold plans and 2 Plantium plans
Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 22 Individual HMO plans are available for you to choose. The lowest deductible Individual health plan is the OptimaFit Gold 1300 20% Direct plan from Optima Health, at a $509.07 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Charlottesville, Virginia is Optima Health, which offers 22 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
If you select Anthem BCBS as your Individual provider, you’ll have access to over 712 participating doctors in Charlottesville. Optima Health has over 54 doctors in their network. Individual enrollees that need to see a specialist in Charlottesville are in luck, as the city has over 312 doctors specializing in internal medicine, over 167 pediatrics specialists, and over 93 psychiatry & neurology specialists who accept Individual health plans.