Richardson, Texas residents can enroll in any one of the 72 affordable Individual health plans offered. You can choose from 4 Individual insurance carriers operating in Richardson. The companies that offer the widest variety of plans are Ambetter, BlueCross BlueShield of Texas, and Oscar. Richardson consumers can choose from the following plans: 13 Bronze plans, 38 Silver plans, 11 Gold plans and 2 Plantium plans
If you don't mind using a Primary Care Physician (PCP), get one of the 27 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Core Care Bronze 2 plan from Molina Healthcare. The monthly cost of this plan is $253.63.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Ambetter has the largest selection of Individual plans for residents of Richardson, Texas. They offer 27 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
If you select BlueCross BlueShield of Texas as your Individual provider, you’ll have access to 257 participating doctors in Richardson. Molina Healthcare has 31 doctors in their network and Ambetter follows with a network of 8 practitioners. Individual enrollees that need to see a specialist in Richardson are in luck, as the city has 81 doctors specializing in internal medicine, 65 pediatrics specialists, and 62 dentists who accept Individual health plans.