Hays, Texas residents can enroll in any one of the 87 affordable Individual health plans offered. You can choose from 5 Individual insurance carriers operating in Hays. The companies that offer the widest variety of plans are Ambetter, BlueCross BlueShield of Texas, and Oscar. There are 14 Bronze plans, 43 Silver plans, 11 Gold plans and 2 Plantium plans available in Hays.
If you don't mind using a Primary Care Physician (PCP), get one of the 23 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Oscar Classic Bronze Next plan from Oscar, at a $389.78 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Ambetter has 23 plans that participates in Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Hays, Texas.