Comprehensive insurance options are available in China. There is a total of 36 affordable Individual health plans in China for you to choose from. In China, the insurance carriers that offer the most Individual health plans to choose from are BlueCross BlueShield of Texas, Molina Healthcare, and Community Health Choice. In total, there are 4 insurance companies providing comprehensive Individual plans. China offers 8 Bronze plans, 12 Silver plans, 9 Gold plans and 2 for consumers to choose.
Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 36 Individual HMO plans are available for you to choose. The lowest deductible Individual health plan is the Molina Silver 3 plan from Molina Healthcare, at a $413.67 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in China, Texas is BlueCross BlueShield of Texas, which offers 36 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.