Residents of Memphis, Tennessee have the option of enrolling in any one of 16 affordable Individual health plans available to them. Of the 4 insurance companies that offer Individual health plans in Memphis, Cigna, Bright Health, and Ambetter of Tennessee have the highest number of plans to choose from.
For those who have a doctor who is out-of-network, you can enroll in one of the 1 Preferred Provider Organization(PPO) plans. The lowest deductible Individual health plan is the BlueCross Platinum P01S plan from BlueCross BlueShield of Tennessee, at a $353.66 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Memphis, Tennessee is Cigna, which offers 0 plans with Health Maintenance Organization(HMO) network and 1 Preferred Provider Organization(PPO) network plan.
BlueCross BlueShield of Tennessee has the largest network of practitioners in Memphis that accept Individual with 500 doctors to choose from. Cigna comes in second with 479. Finding specialist care in Memphis will be simple, since there are 217 internal medicine specialists which take Individual, 56 doctors that are a dentist, and 55 family medicine specialists.