Residents of Memphis, Tennessee have the option of enrolling in any one of 11 affordable Individual health plans available to them. Of the 3 insurance companies that offer Individual health plans in Memphis, Cigna, Ambetter of Tennessee, and BlueCross BlueShield of Tennessee have the highest number of plans to choose from.
For those who have a doctor who is out-of-network, you can enroll in one of the 1 Preferred Provider Organization(PPO) plans. The lowest deductible Individual health plan is the BlueCross Platinum P01S plan from BlueCross BlueShield of Tennessee, at a $353.66 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Memphis, Tennessee is Cigna, which offers 0 plans with Health Maintenance Organization(HMO) network and 1 Preferred Provider Organization(PPO) network plan.
Cigna has the largest network of practitioners in Memphis that accept Individual with 261 doctors to choose from. BlueCross BlueShield of Tennessee comes in second with 224. Finding specialist care in Memphis will be simple, since there are 100 internal medicine specialists which take Individual, 76 doctors that specialize in pediatrics, and 34 dentists.