Residents of Watertown, South Dakota have the option of enrolling in any one of 34 affordable Individual health plans available to them. You can choose from 2 Individual insurance carriers operating in Watertown. The companies that offer the widest variety of plans are Sanford Health Plan and Avera Health Plans. The following Metal Level plans are available in Watertown: 5 Bronze plans, 17 Silver plans, 3 Gold plans and 3 Plantium plans.
23 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans If you don't mind using a Primary Care Physician (PCP), get one of the 11 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Avera 1500 plan from Avera Health Plans, at a $637.46 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Sanford Health Plan has 11 plans that participates in Health Maintenance Organization(HMO) network and 23 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Watertown, South Dakota.
Individual enrollees that need to see a specialist in Watertown are in luck, as the city has 22 doctors who are a physical therapist, 21 dentists, and 20 family medicine specialists who accept Individual health plans.