Residents of Spencer, South Dakota have the option of enrolling in any one of 23 affordable Individual health plans available to them. There are 2 insurance carriers that offer inexpensive Individual health plans in Spencer. Of these, the companies that offer the largest variety of plans to choose from are Sanford Health Plan and Avera Health Plans. There are 3 Bronze plans, 12 Silver plans, 2 Gold plans and 2 Plantium plans available in Spencer.
If you want to see a doctor outside of your network, you can select from the 23 Individual plans that participate in Preferred Provider Organization(PPO). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Sanford Simplicity $8,150 plan from Sanford Health Plan, at $301.80 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Spencer, South Dakota is Sanford Health Plan, which offers 0 plans with Health Maintenance Organization(HMO) network and 23 Preferred Provider Organization(PPO) network plans.