Howard, South Dakota residents can enroll in any one of the 33 affordable Individual health plans offered. In Howard, the insurance carriers that offer the most Individual health plans to choose from are Sanford Health Plan and Avera Health Plans. In total, there are 2 insurance companies providing comprehensive Individual plans. There are 8 Bronze plans, 17 Silver plans, 3 Gold plans and 3 Plantium plans available in Howard.
If you want to see a doctor outside of your network, you can select from the 24 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 9 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Avera 7900 plan from Avera Health Plans, at $288.89 per month.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Sanford Health Plan has 9 plans that participates in Health Maintenance Organization(HMO) network and 24 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Howard, South Dakota.
Finding specialist care in Howard will be simple, since there are 4 physical therapists which take Individual and 1 doctor that is a dentist.