Residents of Havana, South Dakota have the option of enrolling in any one of 33 affordable Individual health plans available to them. There are 2 insurance carriers that offer inexpensive Individual health plans in Havana. Of these, the companies that offer the largest variety of plans to choose from are Sanford Health Plan and Avera Health Plans. There are 8 Bronze plans, 17 Silver plans, 3 Gold plans and 3 Plantium plans available in Havana.
For those who have a doctor who is out-of-network, you can enroll in one of the 24 Preferred Provider Organization(PPO) plans. You can enroll in one of the 9 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Avera 7900 plan from Avera Health Plans, at $291.65 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Sanford Health Plan has 9 plans that participates in Health Maintenance Organization(HMO) network and 24 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Havana, South Dakota.