Amherst, South Dakota residents can enroll in any one of the 38 affordable Individual health plans offered. There are 2 insurance carriers that offer inexpensive Individual health plans in Amherst. Of these, the companies that offer the largest variety of plans to choose from are Sanford Health Plan and Avera Health Plans. There are 5 Bronze plans, 21 Silver plans, 3 Gold plans and 3 Plantium plans available in Amherst.
For those who have a doctor who is out-of-network, you can enroll in one of the 23 Preferred Provider Organization(PPO) plans. You can select one of the 15 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Sanford TRUE $8,150 plan from Sanford Health Plan. The monthly cost of this plan is $238.37.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 15 plans that offer Health Maintenance Organization(HMO) and 23 Preferred Provider Organization(PPO) plans, Sanford Health Plan has the largest selection of Individual plans for residents of Amherst, South Dakota.