Residents of Charleston, South Carolina have the option of enrolling in any one of 77 affordable Individual health plans available to them. There are 3 insurance carriers that offer inexpensive Individual health plans in Charleston. Of these, the companies that offer the largest variety of plans to choose from are BlueCross BlueShield of South Carolina, BlueChoice HealthPlan, and Ambetter from Absolute Total Care. Charleston offers 9 Bronze plans, 55 Silver plans, 5 Gold plans and 2 for consumers to choose.
You can enroll in one of the 5 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Ambetter Essential Care 1 (2019) plan from Ambetter from Absolute Total Care. The monthly cost of this plan is $457.87.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. BlueCross BlueShield of South Carolina has the largest selection of Individual plans for residents of Charleston, South Carolina. They offer 5 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
If you select BlueCross BlueShield of South Carolina as your Individual provider, you’ll have access to 352 participating doctors in Charleston. BlueChoice HealthPlan has 135 doctors in their network. Individual enrollees that need to see a specialist in Charleston are in luck, as the city has 90 doctors specializing in internal medicine, 58 physical therapists, and 33 pediatrics specialists who accept Individual health plans.