Residents of Charleston, South Carolina have the option of enrolling in any one of 70 affordable Individual health plans available to them. There are 3 insurance carriers that offer inexpensive Individual health plans in Charleston. Of these, the companies that offer the largest variety of plans to choose from are BlueCross BlueShield of South Carolina, Ambetter from Absolute Total Care, and BlueChoice HealthPlan. Charleston offers 3 Bronze plans, 43 Silver plans, 6 Gold plans and 2 for consumers to choose.
You can enroll in one of the 21 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Ambetter Essential Care 1 (2021) plan from Ambetter from Absolute Total Care. The monthly cost of this plan is $401.40.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. BlueCross BlueShield of South Carolina has the largest selection of Individual plans for residents of Charleston, South Carolina. They offer 21 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
If you select BlueCross BlueShield of South Carolina as your Individual provider, you’ll have access to 2 participating doctors in Charleston.. Individual enrollees that need to see a specialist in Charleston are in luck, as the city has 1 doctor specializing in otolaryngology, 1 occupational therapist, and 1 internal medicine specialist who accept Individual health plans.