Cranston, Rhode Island residents can enroll in any one of the 40 affordable Individual health plans offered. There are 2 insurance carriers that offer inexpensive Individual health plans in Cranston. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross Blue Shield of Rhode Island and Neighborhood.
For those who would like to visit doctors outside of their networks, choose one of the 26 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 6 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the VantageBlue Direct Plan 750/1500 WOPD Modified plan from Blue Cross Blue Shield of Rhode Island, at a $600.67 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Cranston, Rhode Island is Blue Cross Blue Shield of Rhode Island, which offers 6 plans with Health Maintenance Organization(HMO) network and 26 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Cranston, Blue Cross Blue Shield of Rhode Island has 259 doctors that accept Individual, followed by Neighborhood with 24. Need to see a specialist? There are many specialists in Cranston that accept Individual health plans, including 68 physical therapists, 64 dentists, and 52 physicians that specialize in internal medicine who accept Individual health plans.